Mortgage guides and advice

We’ve helped 1000s of customers, and still counting!
We’ve made it our mission to help as many people as possible find their perfect mortgage, specialising in helping people with a bad credit history

How COV-ID 19 impacted mortgage products and the market
The coronavirus pandemic has changed many aspects of our daily lives, with everyone taking steps and precautions to work together to prevent the spread. In

How to increase the value in your home
If you’re looking to make your home more valuable, you’re probably wondering where to start. We’ve put together a handy guide to see you through

Mortgage Payment Holidays extended!
Mortgage Payment Holidays extended. With the announcement from the Financial Conduct Authority (FCA) that banks and building societies can now extend Mortgage Payment Holidays for a further 3 months

What is a Product Transfer?
Product transfers, even before coronavirus can help reduce your monthly repayments: by switching to a new deal with the same lender you could see a lower interest rate, saving you money.

Insurance payment holidays
Mortgage payment holidays have been available some time and you should only consider a payment holiday if you really need it.

Payment holiday, insurer information
Insurer pages for payment holidays. Its recommended that you only apply for a payment holiday if you really need it

The Government has started the first steps to ease lockdown in England
The Government has started the first steps to ease the coronavirus lockdown within England, and has issued new guidance on moving home and working in homes.

Payment Holidays Lender Information
Payment Holidays Lender Information. Its recommended that you only apply for a payment holiday if you really need it.

How does taking a payment holiday due to COV-ID 19 affect my mortgage?
Due to the COV-ID 19 outbreak, many people are finding themselves furloughed and on a reduced income or have fallen ill and must take time

Hero mortgages – For the Hero’s among us!
Here at Clever Mortgages we have access to a wide range of mortgage products including some that are only available to those of you providing

Should I protect my income?
When it comes to protecting your family and livelihood, you just can’t be too careful.