Mortgage guides and advice
Help to buy scheme – April 2021 – March 2023
The new Homes England Help to Buy Equity loan scheme commenced on the 16th December 2020. This scheme is only open to first time buyers
Why use a mortgage broker?
There are many reasons why it’s beneficial to use a mortgage broker – here’s a few of the main ones.
Beat the Stamp Duty rush and save money with a bridging loan
We’re currently seeing one of the busiest housing markets in over a decade as people rush to beat the Stamp Duty Land Tax (SDLT) deadline.
New-found freedom if you are a mortgage prisoner
Are you stuck in your mortgage and unable to switch, even though you’ve been keeping up with your repayments? You might, unfortunately, fall into
Why now is a great time to move home
Recent industry figures have shown that 1.09 million people with adverse credit scores might be looking to buy a new property in the next 12 months.
What is shared ownership
Shared ownership is a government-aided initiative to help first-time homebuyers and existing homeowners purchase a new property by helping towards the deposit.
The latest UK home moving guidance ahead of new lockdown
If you’ve just had an offer accepted on a new house, or are currently packing boxes, you may be wondering whether the higher tier coronavirus restrictions – and latest national lockdown – will affect your big move.
To move or improve?
To move or improve. One of the side-effects of lockdown is that many people are re-evaluating the amount of space they need in their house and garden.
Exiting a fixed rate early
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Do I have to use Estate Agents mortgage broker or Builders Broker
A common question I get nearly every day is whether clients must use the Estate Agents or Builders Mortgage Broker. The short answer is ‘no’.
Are you looking for a mortgage to buy a new house?
When you’re looking for a house, the fun part is trying to find the home to suit you. However, figuring out where to start when you’re looking at finance options can seem like a daunting task. With so many differing schemes, mortgages and housing options out there, it can be hard to narrow down exactly where you should start
A Guide to Separation, Divorce, Dissolution and what to do with your mortgage
Whats in this section What happens to the home if you are not married or in a civil partnership? What if we have a joint
