We want to provide a positive website experience for our visitors to the Clever Mortgages website so that our online services are easy to use, helpful and reliable.
In order to facilitate this we use an extremely common internet marketing technique that involves placing small amounts of information on your computer’s hard drive (or mobile phone or other device) by the server that hosts the Clever Mortgages website. These small amounts of information are text files called cookies.
What are cookies?
Cookies are pieces of information that are stored on the hard drive of your browsing device (e.g. your computer) to enable you to interact with a website in the most efficient way.
Cookies are usually small text files saved onto your computer’s memory; they cannot be used to identify you personally, not can any cookie used by the Clever Mortgages website harm the performance of your computer, as they are only pieces of text (and not a program that can be infected with a virus).
Cookies cannot ‘read’ anything on your hard drive or ‘capture’ your email address or ‘steal’ any other information about you that might be stored on your hard drive.
Please be aware that restricting or preventing cookies may result in an adverse impact on the functionality of the Clever Mortgages website, as well as any other websites you may visit.
Clever Mortgages use a number of different cookies on the Clever Mortgages website for various reasons as outlined below, but we do not collect any personally identifiable information about you via cookies.
- Measuring how many people are using each different part of the Clever Mortgages website, so the way we present our online information can be analysed.
- Analysing data to help us understand how you use the Clever Mortgages website so we can improve it.
Which cookies do Clever Mortgages use?
This is a list of the cookies used by the Clever Mortgages website, together with what each cookie is used for.
|PHPSESSID||This cookie is used to identify a user’s session. It is used to determine session data for website analytic reports.|
|_ga||This cookie is used to distinguish unique users to the website.|
|__utma||This cookie is used to distinguish users and sessions.|
|__utmb||This cookie is used to determine new sessions/visits to the website.|
|__utmc||This cookie is used to determine the end of a session/visit to the website.|
|__utmt||This cookie is used to throttle request rate.|
|__utmz||This cookie is used to determine how a user reached the website.|
We recommend that you look at the All About Cookies website, as this site can explain in clear, step-by-step terms how you can restrict or prevent cookies depending on which browser you are using.
We do stress that cookies will enhance your experience of the Clever Mortgages website, and they pose no threat to your computer or confidentiality at all.