Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 66 reviews Posted on Google Katie BrophyTrustindex verifies that the original source of the review is Google. Vicki and the team were amazing. They made the whole process so easy and straight forward. They were always very clear and proactive with communication. Highly recommended.Posted on Google Stephen DowdingTrustindex verifies that the original source of the review is Google. My experience of Oak Mortgages has been unfailingly amazing. Abby is WONDERFUL at her job: super-kind, expert and patient and a huge credit to the company.Posted on Google tara jenkinsTrustindex verifies that the original source of the review is Google. Highly professional and friendly.most of all given me the best advice and support along the process of my mortgage.Posted on Google James DobieTrustindex verifies that the original source of the review is Google. Claire was absolutely super to deal with from start to finish. As a first time buyer in both a slightly complex situation, and also under time constraints, she went above and beyond in finding a workable solution. As someone who both hates and is fairly useless at admin, the whole process couldn’t have been made any easier for me. 100% recommendation. Thanks ClairePosted on Google Judy BishopTrustindex verifies that the original source of the review is Google. Great mortgage company!Posted on Google Katie H (Katie)Trustindex verifies that the original source of the review is Google. We can't recommend Oak Mortgages enough! In particular Abby, who from the start was always super positive, kind and supportive. Incredibly friendly and nothing was too much bother. We're classed as a complex case and didn't think it would be possible us to remortgage and release funds but Abby managed to find us a really good deal and we were successful with our remortgage. Special thanks to Abby for all the help, we couldn't have done it without her. Even when we were dealing with other members of staff at Oak Mortgages, they were all really kind and approachable. Thank you!Posted on Google Ali PownallTrustindex verifies that the original source of the review is Google. Really happy with the service abby has gone above and beyond to help me as soon as i have decided on my dream home I will be using the service 1000%Posted on Google Mr McilwaineTrustindex verifies that the original source of the review is Google. Very professional and supportive staff. A high quality of service and would recommend them to anyone looking to find a new mortgage.Posted on Google Robert & Alisha HerringTrustindex verifies that the original source of the review is Google. Oak Mortgages were amazing throughout our house sale & purchase. Abbey in particular was great, answering any questions we had promptly and providing a friendly service.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
If you’re looking to buy a house, it’s likely that you will need to take out a mortgage. The type of mortgage you will require will largely depend on your situation and the reason you’re looking to buy the property.
Whatever your needs, we will help get the right mortgage for you.
Residential mortgage
A residential mortgage for a property you live in is one of the most common forms of credit in the UK.
Remortgage deals
We make getting a remortgage stress-free, and it could save you significant money every month.
Product Transfer
A product transfer is when you move from your current mortgage deal to a new one with the same lender
Shared Ownership mortgage
We can help you get onto the property ladder with a Shared Ownership mortgage.
Buy-to-let mortgage
Buying a property as an investment can help you gain future financial security. Let us help you reach your goal with a buy-to-let mortgage
Debt consolidation mortgage
If you’ve got debt, there could well be an opportunity to consolidate them into one, with a debt consolidation mortgage.
Self build mortgage
Self build mortgage – helping you to secure finance to build your own home.
Second home mortgage
We can provide second mortgages if you’re looking to buy another property.
Below are some of the lenders we work with














