General mortgages

Whatever your needs, we will help get the right mortgage for you.

Lifetime ISA

Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

Posted on Google Google
Zin Ameur profile picture
Zin Ameur
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Exceptional service from Vicki & the Oak Mortgages team, who were integral to ensuring I secured a competitive remortgage deal and took away the time burden in doing so, would highly recommend.
Posted on Google Google
Major Tom profile picture
Major Tom
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Unexpectedly had to source a small mortgage to complete a house purchase. We contacted Oak Mortgages to explain we were under prepared to start mortgage applications but they put in alot of leg work and employed the full use of their team to source the best value, conditions and terms that fit our situation. Contact was prompt and informative, with all questions answered and investigated with patience and clarity. The team were very empathetic and took on a level of customer care I didn't expect from a mortgage broker. Whether it was over the phone or by email, all information was presented and explained in the best way for us to make an informed decision on what we were buying and agreeing to. The team continue to provide that care even after mortgage offer is accepted and purchases are complete, and I look forward to speaking to them again in the future as they monitor mortgage rates and endeavour to advise what are the best options available going forward.
Posted on Google Google
Alex profile picture
Alex
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
⭐⭐⭐⭐⭐ Absolutely fantastic service from start to finish. They’re the only mortgage brokers I use, and for good reason. The level of service, professionalism and dedication is second to none. Nothing is ever too much trouble, communication is excellent, and they’re always on hand to answer questions, explain the process and find the best possible solutions, even when things aren’t straightforward. With multiple property investments, it’s important to have someone knowledgeable, reliable and proactive in your corner, and that’s exactly what you get. I wouldn’t hesitate to recommend them to anyone looking for a mortgage, remortgage or property investment finance. They’ll certainly continue to be my go-to as I grow my property portfolio. Highly recommended!
Posted on Google Google
sunday ifenkwe profile picture
sunday ifenkwe
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They were very very professional and always willing and ready to respond to all my queries, guided me through this process simlessly. I am happy I used their services. I will also like to give a special appreciation to Vicki Redley she was very great and an amazing individual as she guided me all through the process.
Posted on Google Google
Ifenkwe Grace profile picture
Ifenkwe Grace
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Well so far the experience with you guys has been pretty great
Posted on Google Google
Hannah Vivian profile picture
Hannah Vivian
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Recently had Abby as our broker, who was super friendly and made the process smooth and easy. Thank you
Posted on Google Google
Stephen Dowding profile picture
Stephen Dowding
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My experience of Oak Mortgages has been unfailingly amazing. Abby is WONDERFUL at her job: super-kind, expert and patient and a huge credit to the company.
Posted on Google Google
G S profile picture
G S
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
Posted on Google Google
DOBO and the Foodies profile picture
DOBO and the Foodies
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
Posted on Google Google
Caoimhe Clarke profile picture
Caoimhe Clarke
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
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If you’re looking to buy a house, it’s likely that you will need to take out a mortgage. The type of mortgage you will require will largely depend on your situation and the reason you’re looking to buy the property.

Whatever your needs, we will help get the right mortgage for you.

Residential mortgage

A residential mortgage for a property you live in is one of the most common forms of credit in the UK.

Remortgage deals

We make getting a remortgage stress-free, and it could save you significant money every month.

First time buyer mortgage

We make getting a first time buyer mortgage stress-free.

Product Transfer

A product transfer is when you move from your current mortgage deal to a new one with the same lender

Shared Ownership mortgage

We can help you get onto the property ladder with a Shared Ownership mortgage.

Right-to-Buy mortgage

We can help you buy your council house at a heavily reduced price.

Buy-to-let mortgage

Buying a property as an investment can help you gain future financial security. Let us help you reach your goal with a buy-to-let mortgage

Debt consolidation mortgage

If you’ve got debt, there could well be an opportunity to consolidate them into one, with a debt consolidation mortgage.

Secured loan

Secured loan for any purpose even if you have bad credit.

Self build mortgage

Self build mortgage – helping you to secure finance to build your own home.

New build mortgage

We can help you buy a new build property or purchase a home off-plan.

Professional mortgages

Did you know some professions are offered better mortgage deals.

Second home mortgage

We can provide second mortgages if you’re looking to buy another property.

Below are some of the lenders we work with

Read our latest reviews