Specialist Lending

We are a master broker providing specialist lending solutions to suit a range of needs. From second charge to commercial and bridging loans, our extensive experience and market knowledge makes us an ideal broker for you.

Equity release

If you’re a homeowner, aged 55 or over and looking to release equity from your property, then an equity release plan might be a good option for you.

Bridging loan

We can secure your bridging loan with expert knowledge and long-standing lender relationships.

Commercial mortgage

We have access to a wide range of solutions for commercial mortgage and can help you secure a mortgage even if you have specific or niche requirements.

Asset Finance

Immediate funding options for vital business assets

Invoice finance

Waiting for customers to pay? We can quickly release owed funds to your business!

Unsecured business loan

If you need to take out a loan for your business, we offer a wide range of solutions, which can provide you with unsecured finance.

Secured Loan

There are many reasons why you may want to take out a secured loan, including home improvements, a wedding, debt consolidation, holiday or a new car.

Read our latest reviews

6 Great Reasons To Choose Clever Mortgages

Specialists in bad credit

We have helped 1000’s of people with bad credit. All our advisors are trained on securing mortgages for clients with bad credit. In short, we know this market.

Over 100 lenders

We are a broker that has carefully selected over 100 lenders in all sectors. Which means you get access to a wide range of deals, including those from niche lenders.

Not every case is the same

We understand every case is different, and every customer has a different requirement, whether it’s debt consolidation, freeing up capital, or simply saving money, we look at every situation to help you

Access To Exclusive Rates

With access to every adverse friendly lender, we can often secure you exclusive rates you won’t find on the high street.

First Class Support

Our experienced admin team are always on hand to answer your questions and keep you updated throughout.  So you’ll always know what’s happening.

Glowing Reviews

We have a 5 star rating from Trustpilot by delighted clients. Find out why our customers rave about us.

About Clever Mortgages

We are a mortgage broker who specialise in sourcing mortgages for people with bad credit.

We soon realised from our customers not everyone has a perfect credit score, so we took the option to specialise in this ever-changing market and to help our customers find  a competitive mortgage despite your credit history – not have it affected by the broker you speak to.  It became our mission to understand this unique section of the mortgage market and our aim is to become one the UK’s leading bad credit mortgage brokers.

Why should I use a mortgage broker?

  • You’re likely to only have to do one application – this will save you time, and more applications from being recorded on your credit file
  • Some mortgages especially for people with bad credit are only available if you go through a mortgage broker
  • Brokers can advise on what would improve your chances – e.g. finding a guarantor or opting for a joint mortgage
  • They can take the hassle of application forms away – talking you through every step, and asking all the right questions

What should I do next?

  • Speak us today for no obligation advice
  • One of our experts will call for a chat to find out more about what you’re looking for
  • We do all the hard work for you – we’ll find the right deal for you
  • Our expert will keep you in the loop all the way to completion

Speak to a broker

Laura Connor

Laura is a specialist mortgage broker, whose been working for Clever Mortgages for 5 years and has over 11 years experience in Financial Services.

Call us on: 0800 197 0504