Mortgage Declined? Don’t Panic — Here’s What to Do Next
Had your mortgage application rejected? It’s totally normal to feel gutted and frustrated, but please don’t lose hope, you’re definitely not alone. Mortgage applications get
Had your mortgage application rejected? It’s totally normal to feel gutted and frustrated, but please don’t lose hope, you’re definitely not alone. Mortgage applications get
If you’re a homeowner, you may be dreaming of a new kitchen, a loft conversion, or an extension to create more space. Home improvements are
The House of Lords approved several important amendments to the Renters’ Rights Bill on 7 July 2025. These updates aim to create a fairer, more
Why Credit Reports Matter Your credit report is essentially your financial report card. It shows how reliably you’ve managed credit in the past. Lenders (like
Are you a YouTuber, TikTok creator, Only Fans model, Twitch streamer, or full-time influencer wondering if buying a home is even possible with your income?
Separation can be one of the most challenging times in your life, and figuring out what to do with your home is often at the
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t
From 9.20% to 5.59% – How Clever Mortgages Saved One Client Nearly £10,000 At Clever Mortgages, we know that life doesn’t always go to plan,
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
If you’re currently dealing with multiple loans from different loan providers then consolidating this debt can be a good option. A debt consolidation loan allows you to combine your debts to provide you with one monthly repayment.
Life moves fast, and it’s easy to let financial matters slip to the bottom of your to-do list. But one area that should never be
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause
Recent analysis by Shawbrook reveals a significant shift in professional landlords’ strategies, with many focusing on higher-yielding property types such as semi-commercial and commercial properties.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Clever Mortgages is a trading name of B B Mortgages Ltd. B B Mortgages Limited is a limited company registered in England and Wales with registered number 08057085 Registered Office: 20 Market Place, Newark, England, NG24 1EA. B B Mortgages Ltd is authorised and regulated by the Financial Conduct Authority with registered number 795789.
Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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