Getting onto the property ladder could become more achievable for some first-time buyers following the introduction of mortgage lending of up to 6.5 times income
It may begin with a small football bet, a few pounds on an online game, a lottery ticket or an entry on a raffle and
Buy now, pay later (BNPL) has become part of everyday shopping. Whether it is a new outfit, furniture, a holiday or even a takeaway, services
One of the first questions most buyers ask is: “How much can I borrow?” A lot of people think it’s a simply multiple of your
Going through a separation or divorce can be one of life’s most challenging experiences. Alongside the emotional impact, many people find themselves worrying about what
If you’re juggling credit cards, loans, car finance and rising household bills, you’re certainly not alone. Many homeowners are in the same situation and asking
If you’ve ever looked at your bank statements or credit report and thought, “There’s no way I’ll get a mortgage,” you’re definitely not alone. For
Being declined for a mortgage can feel devastating, especially if you’ve already found the perfect property or started planning your next move. For many people,
If you’re applying for a mortgage and have gambling transactions showing on your bank statements, you may be worried that it could stop you from
If you’ve checked your credit score recently and instantly thought, “There’s no way I’ll get a mortgage,” you’re not alone. At Oak Mortgages and Clever
If you’ve been worrying that bad credit means you can’t get a mortgage, you’re not alone. At Oak Mortgages and Clever Mortgages, we speak to
Mr & Mrs C came to us feeling stuck. With a small deposit and some previous credit blips, they had already started to believe that
The Ultimate Guide for First-Time Landlords and Property Investors Thinking of becoming a landlord or growing your property portfolio? Whether you’re starting with your first
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause
