ADVERSE BROKER WINNER
Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
Need a mortgage but have bad credit? We could help.
Even After A CCJ, Default, Missed Payment, declined a mortgage, DMP, IVA Or Bankruptcy.
Finding a mortgage when you have bad credit can feel impossible but it doesn’t have to be. Whether you’ve been declined for a mortgage, had a Debt Management Plan (DMP), IVA, or even bankruptcy, there are still lenders who may say yes.
At Clever Mortgages, we specialise in helping people with poor credit histories secure mortgages, whether you’re buying your first home, remortgaging, or looking to consolidate debts. Our expert advisers understand the challenges of bad credit and work with a wide range of specialist lenders who look beyond your credit score.
We’ll review your situation, explain your options clearly, and help you find a mortgage deal that suits your needs even if you thought it wasn’t possible.
✅ Mortgages available after:
CCJs (County Court Judgments)
Defaults
Late or missed payments
Declined mortgage applications
IVAs and DMPs
Bankruptcy or discharged bankruptcy
💬 Talk to our bad credit mortgage specialists today — and take the first step toward owning your home or getting a better mortgage deal.
We’ve helped 1000s of customers with bad credit to achieve cheaper mortgage payments
Click below to get a callback from one of our bad credit mortgage specialists
Bad Credit Mortgage
Remortgage with bad credit
Low credit score
Mortgage with an IVA
Mortgage in a DMP
Mortgage with CCJ
Adverse Credit Mortgage
Mortgage after Bankruptcy
Declined a Mortgage
Below are some of the lenders we work with
Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.