ADVERSE BROKER WINNER
Need a mortgage but have bad credit? We could help.
Even After A CCJ, Default, Missed Payment, declined a mortgage, DMP, IVA Or Bankruptcy.
Poor credit ratings can be a huge barrier when trying to get a mortgage. Clever Mortgages don’t see it this way and specialise in helping those with bad credit secure a mortgage whether you are looking at buying a house or remortgaging.
We’ve helped 1000s of customers with bad credit to achieve cheaper mortgage payments
Click below to get a callback from one of our bad credit mortgage specialists
Bad Credit Mortgage
Bad credit mortgages – also known as sub-prime mortgages or adverse credit mortgages – are specifically for people who have a bad credit rating.
Remortgage with bad credit
Bad credit can be seen as a barrier when trying to remortgage. Clever Mortgages don’t see it this way and specialise in helping those with bad credit secure a mortgage or remortgaging.
Low credit score
There are several reasons why you may have a low or no credit score. There are still mortgage options available.
Mortgage with an IVA
It is still possible to take out a mortgage if you’ve been in an Individual Voluntary Arrangement (IVA).
Mortgage in a DMP
Even if you’ve had, or are currently in, a Debt Management Plan (DMP), there are plenty of mortgage options available.
Mortgage with CCJ
If you have a registered or settled County Court Judgement (CCJ), there are still mortgages available.
Adverse Credit Mortgage
If you’ve missed or been late with credit payments, there are still plenty of mortgage options available.
Mortgage after Bankruptcy
If you’ve been declared bankrupt, we can start looking at mortgage options available once you’ve been discharged.
Declined a Mortgage
Having a mortgage declined can be tough, but all is not lost, just because one lender says no, another may say yes.
Below are some of the lenders we work with
