Mortgage guides and advice
Mortgage Options for Those in a Debt Management Plan (DMP)
If you have been or are currently in a Debt Management Plan (DMP), you might wonder how this impacts your ability to get a mortgage.
Product Transfers vs. Remortgages: What’s Right for You?
When it comes to renewing your mortgage deal, you’ve got two main options: stick with your current lender for a product transfer or explore the
Why You Shouldn’t Wait to Buy Your First Home
If you’re thinking about buying your first home, here’s some advice: don’t wait! Big changes to stamp duty are coming in April 2025, and they
Getting a Mortgage with Defaults: Your Comprehensive Guide
If you have defaults on your credit file, the idea of getting a mortgage might feel overwhelming. However, it’s not impossible. There are lenders who
How Long Does It Take to Buy a Property as a First-Time Buyer?
Buying your first home is an exciting but sometimes overwhelming experience. To help you navigate this journey, here’s a complete guide that outlines the timelines,
How Buy Now, Pay Later Services Like Klarna, GoCardless, and PayPal Credit Can Affect Your Chances of Getting a Mortgage
If you’re planning to buy a house, you’ve probably heard that lenders look closely at your finances to decide if they’ll give you a mortgage.
Getting a Mortgage with a Debt Management Plan: What You Need to Know
If you’re currently in or have completed a Debt Management Plan (DMP), securing a mortgage might feel like a challenge. But rest assured, there are
Your Guide to Buy-to-Let Mortgages: What You Need to Know
Thinking about becoming a landlord? Buying a property to rent out can be a smart investment, but it comes with some key considerations. One of
First-Time Buyers – Budget Impact
The journey to buying your first home is an exciting but often challenging one. As many first-time buyers prepare for this big step, new changes
Changes to the Right to Buy Scheme in England: What Council Tenants Need to Know
The Right to Buy scheme, which allows council tenants in England to purchase their homes at a discount, is set to undergo significant changes in
Remortgage vs. Second Charge Mortgage: Which is Best for Raising Funds?
If you’re looking to raise funds from your property, it can be tricky to figure out whether a remortgage, further advance, or second charge mortgage
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