Mortgage guides and advice

Case Study: From Mortgage Prisoner to Financial Relief – How We Helped David and Sarah Take Back Control
Meet David and Sarah* – Trapped by a Mortgage, But Not Without Hope David and Sarah, a married couple in their 60s, came to us

Can You Get a Shared Ownership Mortgage with Bad Credit?
Buying your first home is exciting, but if you have bad credit, you might be worried about your chances of getting a mortgage especially with

Do I need to use a Mortgage Broker?
Getting a mortgage can feel like a minefield. There’s so much jargon, paperwork, and stress involved, and if you’ve got a slightly tricky situation like

Remortgage with Poor Credit – The Facts
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help

Do I Have to Use the Estate Agent’s Mortgage Broker?
A Guide for Homebuyers Buying a home is a big step, and it’s natural to feel a little overwhelmed with all the advice, paperwork, and

Exiting a fixed rate early
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.

Getting a Mortgage with Variable or Non-Mainstream Income: What You Need to Know
For many people, getting a mortgage is a straightforward process, show your payslips, prove your income, and get a decision. But for a growing number

Moving House Checklist – Copy
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.

What is the minimum credit score needed to get a mortgage in the UK? – Copy
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find

Consolidate Your Debt with a Mortgage: The Smart Way to Take Control of Your Finances
Are you juggling multiple credit cards, loans, or overdrafts and struggling to keep on top of your monthly repayments? A debt consolidation mortgage could be

Self-Employment and Mortgages: How Different Types of Income Are Assessed
If you’re self-employed and thinking about applying for a mortgage, you might be wondering: “Will the lender understand how I earn my income?” The answer

Self-Employed and Want a Mortgage? Here’s How to Get Approved – Even with Just 1 Year of Accounts or a Credit Blip
Being self-employed offers incredible freedom but when it comes to getting a mortgage, it can sometimes feel like you’re facing an uphill battle. The good