Mortgage guides and advice
How to improve your home on a budget
One of the first things you’ll probably think of when you hear the words ‘home improvement’ is, surprise surprise, money. Whilst it’s true that some
Moving house – a countdown to move day
Moving house is really exciting, but it can also be quite a stressful experience if you’re not prepared. We’ve put together a list of things
Making home improvements adding value to your home
With Easter just around the corner, now is a great time to start planning those home improvements you’ve been waiting to make. With our roads
Can I get a Mortgage after an IVA?
Can I get a mortgage after an IVA? You can get a mortgage after an IVA (Individual Voluntary Arrangement) but your choices may be more
Is now the time to remortgage?
At Clever Mortgages, we have access to the latest remortgage products from a wide range of lenders. With interest rates remaining low you could switch
We can help you remortgage even with bad credit
If you have bad credit and need to remortgage your home, then don’t worry as we should be able to help. We understand there can
The Best Ways To Fund Your Home Improvements
There’s a good chance that once you’re on the property ladder, you will want to put your own stamp on your house by making some home improvements. You might want a new kitchen or build an extension, whatever you want to do, you’ll most likely need to raise some capital in order to do it.
Check your credit score
Many people avoid checking their credit report because they have been lead to believe it will have an impact on their overall score. In fact, you can check your own credit report as often as you like without it having an impact on your score. Although every check of your report will create a footprint on your file, only searches made by financial lenders will leave a mark on your file that other lenders will see.
Reasons to buy life insurance
There are many reasons to buy life insurance – whether you do or don’t have health issues. Naturally, if you do have any health problems then it makes sense to take out a policy, but even if you don’t it’s wise to look into it early.
The main benefits of a debt consolidation loan
If you’re currently dealing with multiple loans from different loan providers then consolidating this debt can be a good option. A debt consolidation loan allows you to combine your debts to provide you with one monthly repayment.
How to get the best remortgage deals
For the vast majority of us, our mortgage is the single largest financial commitment we’ll make. Whilst this is the greatest expense we’re likely to see in our lifetime, it also presents the greatest opportunity to make the biggest savings. Remortgaging is the process of switching your current mortgage to a new lender who can offer a better deal.
What the new stamp duty cuts can mean for you
As of the 22nd November, stamp duty will be scrapped for the majority of first-time buyers. This is part of the 2017 budget by the chancellor Philip Hammond and aims to help fix the housing market. Any first-time buyer looking to purchase a property under the cost of £300,000 will be exempt from paying the tax.
