Mortgage guides and advice

What is a Product Transfer?
Product transfers, even before coronavirus can help reduce your monthly repayments: by switching to a new deal with the same lender you could see a lower interest rate, saving you money.

Insurance payment holidays
Mortgage payment holidays have been available some time and you should only consider a payment holiday if you really need it.

Payment holiday, insurer information
Insurer pages for payment holidays. Its recommended that you only apply for a payment holiday if you really need it

The Government has started the first steps to ease lockdown in England
The Government has started the first steps to ease the coronavirus lockdown within England, and has issued new guidance on moving home and working in homes.

Payment Holidays Lender Information
Payment Holidays Lender Information. Its recommended that you only apply for a payment holiday if you really need it.

How does taking a payment holiday due to COV-ID 19 affect my mortgage?
Due to the COV-ID 19 outbreak, many people are finding themselves furloughed and on a reduced income or have fallen ill and must take time

Hero mortgages – For the Hero’s among us!
Here at Clever Mortgages we have access to a wide range of mortgage products including some that are only available to those of you providing

Should I protect my income?
When it comes to protecting your family and livelihood, you just can’t be too careful.

Mortgage, rent and protection options during the Coronavirus pandemic
Updated: 12 May 2020 Following the announcement from the Government, we wanted to reassure you that the team at Clever Mortgages are here to support

Protection options available during the coronavirus pandemic
During these uncertain times, now more than ever, it’s worth knowing how your cover will protect you and your family should a tragic event occur.

Coronavirus update from Clever Mortgages
We understand that these are worrying times, and everyone is doing their best to look after themselves, family and friends. There’s lot of uncertainty, and

Applying for a mortgage with a CCJ
Finding a mortgage can be especially difficult if you have an adverse credit score. A CCJ, IVA or defaults (any missing payments) on your credit