What is Equity Release?
Equity release is a way to get cash from the value of your home. It allows you to unlock some of the equity (money) tied up in your property
Top Tips for Surviving the Cost of Living Crisis for Pensioners
The price of everyday essentials such as food, petrol and energy are more expensive, meaning that your money simply won’t go as far as it used to.
With costs already significantly higher than six months ago, there are growing concerns that prices are set to increase even further come Autumn.
What does a mortgage adviser do?
A mortgage advisor acts between yourself (the client) and the mortgage lender. Their role is to help identify your requirements, your current situation and find a mortgage product that is suitable.
What is a decision in principle. When should I apply for a mortgage?
How to get a head start when looking at properties – apply now and get a Decision in Priciple to get ahead of the competition.
Reasons to review your mortgage amid the cost-of-living crisis
Did you know we could secure a remortgage/product transfer 6 months before your existing fixed rate ends Table of Contents Why Mortgage Advice is crucial amid the cost-of-living crisis. With the rate of inflation at a 30-year high and the expectation that it will climb higher in April. We are all finding that the […]
How will the interest rate rise affect my mortgage?
Interest rates have increased to the highest level since 2009 as the Bank of England tries to tackle the rising cost of living. Rates rose from 0.75% to 1%, the fourth consecutive increase since December. Inflation is rising at its fastest rate for 30 years, with fuel, energy and food costs soaring in part because […]
Is it the end of cheap mortgages
Following the Bank of England’s Governor Andrew Bailey stating the need to act upon rising inflation, the market is strongly anticipating a rise in the BoE’s base rate which has been at a record low for the majority of the pandemic.
What is a Family Assist mortgage?
Family Assist mortgages offer a different approach to lending, allowing close family members the chance to help you get your dream home with no (or very little) deposit.
Your Complete Guide to Home Purchase Schemes
Home Purchase Schemes. These schemes are designed to put home ownership within reach of more people than ever before.
Top 5 reasons to take Life Insurance
No one likes to think about a time after they’ve gone, but life insurance could offer reassurance and comfort to you and your loved ones for this situation.
Behind the scenes at clever mortgages – Beth
I would like to introduce you to Beth, one of our Mortgage Case Managers to find out what it’s like to be part of our team.
Behind the scenes at clever mortgages: Sarah
I would like to introduce you to Sarah, who is one of our expert Mortgage Advisers and Beth, one of our Mortgage Case Managers to find out what it’s like to be part of our team.
Credit scores: the good, the bad and the average
There are multiple credit referencing agencies in the UK, each providing you with a report of your credit history and each coming with their own methods or scale on which to score you.
Things to consider when buying a property
There are many things to consider when buying and viewing properties to live in — such as location, price, condition, chain size. Below we will cover some of the basics. Whats in this section 1. Location and what matters the most. 2. Size of property 3. The outside space 4. Renovations and Repairs 5. Separating needs […]
Remortgage V Second Charge Mortgage
When looking to raise funds from your property, it can be challenging to work out whether it is better to remortgage, take a further advance or look at a second charge mortgage. You may not even fully know all your options. Below we will give you a quick introduction, plus an overview of the circumstances […]
