Mortgage guides and advice
Do I Have to Use the Estate Agent’s Mortgage Broker?
A Guide for Homebuyers Buying a home is a big step, and it’s natural to feel a little overwhelmed with all the advice, paperwork, and
Exiting a fixed rate early
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Getting a Mortgage with Variable or Non-Mainstream Income: What You Need to Know
For many people, getting a mortgage is a straightforward process, show your payslips, prove your income, and get a decision. But for a growing number
Moving House Checklist – Copy
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
What is the minimum credit score needed to get a mortgage in the UK? – Copy
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find
Consolidate Your Debt with a Mortgage: The Smart Way to Take Control of Your Finances
Are you juggling multiple credit cards, loans, or overdrafts and struggling to keep on top of your monthly repayments? A debt consolidation mortgage could be
Self-Employment and Mortgages: How Different Types of Income Are Assessed
If you’re self-employed and thinking about applying for a mortgage, you might be wondering: “Will the lender understand how I earn my income?” The answer
Self-Employed and Want a Mortgage? Here’s How to Get Approved – Even with Just 1 Year of Accounts or a Credit Blip
Being self-employed offers incredible freedom but when it comes to getting a mortgage, it can sometimes feel like you’re facing an uphill battle. The good
Can I Get a Mortgage While in a Debt Management Plan (DMP) or IVA?
If you’re currently in a Debt Management Plan (DMP) or an Individual Voluntary Arrangement (IVA) and wondering whether you can still achieve homeownership or remortgage
Remortgaging When Your Credit Score Isn’t Perfect – Why It’s Still Worth Exploring
Let’s be honest, life happens. Whether your financial situation has changed since you first took out your mortgage, or you’re still working hard to get
Can Gambling Affect Your Mortgage Application?
If you’re applying for a mortgage and have gambling transactions on your bank statements, you might be wondering: Will this stop me from getting approved?
Can You Get a Mortgage with Complex Income?
Absolutely – Here’s How If you’re self-employed, a contractor, or have multiple income streams, you’ve probably heard the term complex income when applying for a