Mortgage guides and advice

How “Tier 2” Buy-to-Let Lenders Can Help You Grow Your Property Portfolio — Even If Your Finances Aren’t Perfect
Many landlords dream of building a big property portfolio that brings in steady rental income and long-term wealth. But what if your credit history isn’t

Selling Your Property and Moving House: Everything You Need to Know
Thinking of moving house? Whether you’ve outgrown your current home, found your dream location, or are simply ready for a change, selling your property is

Buy for Uni Mortgages: A Smarter Way to Support Your Student and Invest in Property
As the academic year winds down and students start planning where they’ll live next year, there’s a growing opportunity in a lesser-known corner of the

What Is a Second Charge Mortgage – And When Should You Consider One?
If you’re a homeowner looking to raise money without remortgaging your entire property, a second charge mortgage (also known as a secured loan) could be

Mortgage Declined? Don’t Panic — Here’s What to Do Next
Had your mortgage application rejected? It’s totally normal to feel gutted and frustrated, but please don’t lose hope, you’re definitely not alone. Mortgage applications get

The Best Ways to Fund Your Home Improvements: Remortgages, Secured Loans & Further Advances Explained
If you’re a homeowner, you may be dreaming of a new kitchen, a loft conversion, or an extension to create more space. Home improvements are

Renters’ Rights Bill: Key Amendments Landlords Need to Know
The House of Lords approved several important amendments to the Renters’ Rights Bill on 7 July 2025. These updates aim to create a fairer, more

How to Read Your UK Credit Report (Experian, Equifax, TransUnion & Checkmyfile)
Why Credit Reports Matter Your credit report is essentially your financial report card. It shows how reliably you’ve managed credit in the past. Lenders (like

Mortgages for Content Creators
Are you a YouTuber, TikTok creator, Only Fans model, Twitch streamer, or full-time influencer wondering if buying a home is even possible with your income?

Navigating Your Home and Mortgage After Separation
Separation can be one of the most challenging times in your life, and figuring out what to do with your home is often at the

Remortgage with Poor Credit
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help

How to Get Your Bank Statements in Tip-Top Shape Before Applying for a Mortgage
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t