Mortgage guides and advice

The Best Ways to Fund Your Home Improvements: Remortgages, Secured Loans & Further Advances Explained
If you’re a homeowner, you may be dreaming of a new kitchen, a loft conversion, or an extension to create more space. Home improvements are

Renters’ Rights Bill: Key Amendments Landlords Need to Know
The House of Lords approved several important amendments to the Renters’ Rights Bill on 7 July 2025. These updates aim to create a fairer, more

How to Read Your UK Credit Report (Experian, Equifax, TransUnion & Checkmyfile)
Why Credit Reports Matter Your credit report is essentially your financial report card. It shows how reliably you’ve managed credit in the past. Lenders (like

Mortgages for Content Creators
Are you a YouTuber, TikTok creator, Only Fans model, Twitch streamer, or full-time influencer wondering if buying a home is even possible with your income?

Navigating Your Home and Mortgage After Separation
Separation can be one of the most challenging times in your life, and figuring out what to do with your home is often at the

Remortgage with Poor Credit
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help

How to Get Your Bank Statements in Tip-Top Shape Before Applying for a Mortgage
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t

Real Clients, Real Results – Mr B’s Remortgage Success
From 9.20% to 5.59% – How Clever Mortgages Saved One Client Nearly £10,000 At Clever Mortgages, we know that life doesn’t always go to plan,

How does a credit score work?
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*

The main benefits of a debt consolidation loan
If you’re currently dealing with multiple loans from different loan providers then consolidating this debt can be a good option. A debt consolidation loan allows you to combine your debts to provide you with one monthly repayment.

Why Reviewing Your Mortgage and Managing Your Debts Can Support Better Mental Health
Life moves fast, and it’s easy to let financial matters slip to the bottom of your to-do list. But one area that should never be

Bad Credit Remortgage
If you’ve got a mortgage you might be able to make huge savings each month by remortgaging, even if you’ve got bad credit