Mortgage guides and advice

Will AI Make Getting a Mortgage Easier?
AI is changing the mortgage world but is it for better or worse? If you’re planning to buy a home in the next five years,

Buy-to-Let Mortgages
The Ultimate Guide for First-Time Landlords and Property Investors Thinking of becoming a landlord or growing your property portfolio? Whether you’re starting with your first

Mortgage Fraud: Innocent Mistakes That Can Cost You Your Mortgage
Applying for a mortgage can feel overwhelming, especially when you’re gathering payslips, bank statements, ID, and more. Sometimes, in an effort to “tidy up” or

How “Tier 2” Buy-to-Let Lenders Can Help You Grow Your Property Portfolio — Even If Your Finances Aren’t Perfect
Many landlords dream of building a big property portfolio that brings in steady rental income and long-term wealth. But what if your credit history isn’t

Selling Your Property and Moving House: Everything You Need to Know
Thinking of moving house? Whether you’ve outgrown your current home, found your dream location, or are simply ready for a change, selling your property is

Buy for Uni Mortgages: A Smarter Way to Support Your Student and Invest in Property
As the academic year winds down and students start planning where they’ll live next year, there’s a growing opportunity in a lesser-known corner of the

What Is a Second Charge Mortgage – And When Should You Consider One?
If you’re a homeowner looking to raise money without remortgaging your entire property, a second charge mortgage (also known as a secured loan) could be

Mortgage Declined? Don’t Panic — Here’s What to Do Next
Had your mortgage application rejected? It’s totally normal to feel gutted and frustrated, but please don’t lose hope, you’re definitely not alone. Mortgage applications get

The Best Ways to Fund Your Home Improvements: Remortgages, Secured Loans & Further Advances Explained
If you’re a homeowner, you may be dreaming of a new kitchen, a loft conversion, or an extension to create more space. Home improvements are

Renters’ Rights Bill: Key Amendments Landlords Need to Know
The House of Lords approved several important amendments to the Renters’ Rights Bill on 7 July 2025. These updates aim to create a fairer, more

How to Read Your UK Credit Report (Experian, Equifax, TransUnion & Checkmyfile)
Why Credit Reports Matter Your credit report is essentially your financial report card. It shows how reliably you’ve managed credit in the past. Lenders (like

Mortgages for Content Creators
Are you a YouTuber, TikTok creator, Only Fans model, Twitch streamer, or full-time influencer wondering if buying a home is even possible with your income?