General mortgages

Whatever your needs, we will help get the right mortgage for you.

Lifetime ISA

Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

Posted on Google Google
G S profile picture
G S
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
Posted on Google Google
DOBO and the Foodies profile picture
DOBO and the Foodies
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
Posted on Google Google
Caoimhe Clarke profile picture
Caoimhe Clarke
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
Posted on Google Google
Lisa Zuccotti profile picture
Lisa Zuccotti
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
Posted on Google Google
Reece Baird profile picture
Reece Baird
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claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
Posted on Google Google
graham draper profile picture
graham draper
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
Posted on Google Google
Ant profile picture
Ant
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. ​Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. ​I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!
Posted on Google Google
Alannah McNaughton profile picture
Alannah McNaughton
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her :)
Posted on Google Google
DanielaDany Zavaliche profile picture
DanielaDany Zavaliche
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They are a very good and friendly team. I am very proud of them. Well done!
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If you’re looking to buy a house, it’s likely that you will need to take out a mortgage. The type of mortgage you will require will largely depend on your situation and the reason you’re looking to buy the property.

Whatever your needs, we will help get the right mortgage for you.

Residential mortgage

A residential mortgage for a property you live in is one of the most common forms of credit in the UK.

Remortgage deals

We make getting a remortgage stress-free, and it could save you significant money every month.

First time buyer mortgage

We make getting a first time buyer mortgage stress-free.

Product Transfer

A product transfer is when you move from your current mortgage deal to a new one with the same lender

Shared Ownership mortgage

We can help you get onto the property ladder with a Shared Ownership mortgage.

Right-to-Buy mortgage

We can help you buy your council house at a heavily reduced price.

Buy-to-let mortgage

Buying a property as an investment can help you gain future financial security. Let us help you reach your goal with a buy-to-let mortgage

Debt consolidation mortgage

If you’ve got debt, there could well be an opportunity to consolidate them into one, with a debt consolidation mortgage.

Secured loan

Secured loan for any purpose even if you have bad credit.

Self build mortgage

Self build mortgage – helping you to secure finance to build your own home.

New build mortgage

We can help you buy a new build property or purchase a home off-plan.

Professional mortgages

Did you know some professions are offered better mortgage deals.

Second home mortgage

We can provide second mortgages if you’re looking to buy another property.

Below are some of the lenders we work with

Read our latest reviews