What is a decision in principle. When should I apply for a mortgage?
How to get a head start when looking at properties – apply now and get a Decision in Priciple to get ahead of the competition.
Reasons to review your mortgage amid the cost-of-living crisis
Did you know we could secure a remortgage/product transfer 6 months before your existing fixed rate ends Table of Contents Why Mortgage Advice is crucial amid the cost-of-living crisis. With the rate of inflation at a 30-year high and the expectation that it will climb higher in April. We are all finding that the […]
Is it the end of cheap mortgages
Following the Bank of England’s Governor Andrew Bailey stating the need to act upon rising inflation, the market is strongly anticipating a rise in the BoE’s base rate which has been at a record low for the majority of the pandemic.
What is a Family Assist mortgage?
Family Assist mortgages offer a different approach to lending, allowing close family members the chance to help you get your dream home with no (or very little) deposit.
Your Complete Guide to Home Purchase Schemes
Home Purchase Schemes. These schemes are designed to put home ownership within reach of more people than ever before.
Remortgage V Second Charge Mortgage
When looking to raise funds from your property, it can be challenging to work out whether it is better to remortgage, take a further advance or look at a second charge mortgage. You may not even fully know all your options. Below we will give you a quick introduction, plus an overview of the circumstances […]
Help to buy case study with bad credit
The customers came to us via our website mortgage enquiry form. They were looking for their first mortgage, they also needed to buy via the Help to Buy scheme. Despite a few credit problems in the past, we were determined to help the couple and their 5 children purchase their first home. We sourced the […]
First time buyer mortgage and NHS key workers
The customers came to us as first-time buyers and both NHS key workers, they currently rented a property. They wanted to buy their first home
Remortgage with Poor Credit – The Facts
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help
More than just a Mortgage Broker
Mortgage Brokers act as the middleman between you and lots of lenders, they are very experienced in shopping about and getting the best deal for their client’s circumstances.
The 95% Mortgage Government Backed Scheme: What You Need to Know
What is the 95% mortgage scheme? A 95% mortgage allows the buyer to borrow a maximum of 95% of the property price. This is known as the loan to value amount.
Stamp duty holiday extended and 95% mortgages now available
Today (3 March 2021) the Government announced 95% mortgages are now available to buy properties up to £600,000 with just a 5% deposit.
What happens when applying for a mortgage?
Have you ever wondered what happens when applying for a mortgage? Below, we break this down into 6 simple steps.
Government to launch a new 95% mortgage scheme for first time buyers and home movers with a 5% deposit
Exciting news was received over the weekend, for prospective first-time buyers and those who would like to move home, but only have a deposit of 5%.
First Time Buyers with bad or low credit score
Finding a mortgage for a first-time buyer with poor credit can be difficult. Most first-time buyers want to borrow more than 85%, which can massively reduce their lending options. Having a bad or low credit score will make getting a mortgage a little trickier, this has also been exacerbated over the last year due to tightening […]
