Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 57 reviews Posted on Robert & Alisha HerringTrustindex verifies that the original source of the review is Google. Oak Mortgages were amazing throughout our house sale & purchase. Abbey in particular was great, answering any questions we had promptly and providing a friendly service.Posted on Mayo AderintoTrustindex verifies that the original source of the review is Google. I cannot thank Oak Mortgages enough for all their help and support during my mortgage process. They were professional, knowledgeable, and always available to answer my questions. Everything was handled efficiently and I was kept informed at every stage. They made the whole experience much easier than I expected and I’m very grateful for all their hard work. I would definitely recommend them to friends and family.Posted on HolmesTrustindex verifies that the original source of the review is Google. Very friendly staff. Easily approachable when asking questions to gain clarity.Posted on RochelleTrustindex verifies that the original source of the review is Google. Laura was amazing from start to finish, very helpful and knowledgable. As first time buyers she explained everything in a simple yet informative way and was very responsive to any queries we had throughout. We would definitely recommend Laura to anyone looking to buy/get on the property ladderPosted on Benas DovidauskasTrustindex verifies that the original source of the review is Google. I had an excellent experience working with Claire Geraghty at Oak Mortgages. Claire was professional, knowledgeable, and incredibly supportive throughout the entire mortgage process. She took the time to clearly explain all the options available and made sure I understood each step, which made what can often be a stressful process feel straightforward and manageable. Claire was always responsive, patient with questions, and proactive in keeping everything moving smoothly. Her expertise and attention to detail gave me real confidence that I was getting the best possible advice for my situation. I would highly recommend Claire Geraghty and Oak Mortgages to anyone looking for a reliable, friendly, and highly competent mortgage advisorPosted on Samuel Robert StewartTrustindex verifies that the original source of the review is Google. I had a fantastic experience with Oak Mortgages and couldn’t recommend them highly enough. Sarah is the best—she was professional, knowledgeable, and genuinely took the time to understand our situation. Everything was explained clearly, without jargon, which made the whole mortgage process far less stressful than I expected. Sarah was always responsive, kept us updated at every stage, and worked hard to find the best deal for me. It really felt like she had our best interests at heart rather than just trying to push a product. If you’re looking for reliable, friendly, and expert mortgage advice, Oak Mortgages—and especially Sarah—are an excellent choice.Posted on Jon SmythTrustindex verifies that the original source of the review is Google. A very easy and stress free re-mortgage thanks to Vicki and the team. We were kept well informed from start to finish. Highly recommended.Posted on Marysia ManningTrustindex verifies that the original source of the review is Google. Very smooth process and extremely helpful staff. Quick and efficientPosted on Roger BowringTrustindex verifies that the original source of the review is Google. Fantastic service and the very helpfulPosted on Martyn WatkinsTrustindex verifies that the original source of the review is Google. Very good communication.Always got back to queries promptly.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
If you’re looking to buy a house, it’s likely that you will need to take out a mortgage. The type of mortgage you will require will largely depend on your situation and the reason you’re looking to buy the property.
Whatever your needs, we will help get the right mortgage for you.
Residential mortgage
A residential mortgage for a property you live in is one of the most common forms of credit in the UK.
Remortgage deals
We make getting a remortgage stress-free, and it could save you significant money every month.
Product Transfer
A product transfer is when you move from your current mortgage deal to a new one with the same lender
Shared Ownership mortgage
We can help you get onto the property ladder with a Shared Ownership mortgage.
Buy-to-let mortgage
Buying a property as an investment can help you gain future financial security. Let us help you reach your goal with a buy-to-let mortgage
Debt consolidation mortgage
If you’ve got debt, there could well be an opportunity to consolidate them into one, with a debt consolidation mortgage.
Self build mortgage
Self build mortgage – helping you to secure finance to build your own home.
Second home mortgage
We can provide second mortgages if you’re looking to buy another property.
Below are some of the lenders we work with














