Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 77 reviews Posted on Google graham draperTrustindex verifies that the original source of the review is Google. Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.Posted on Google AntTrustindex verifies that the original source of the review is Google. Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!Posted on Google Alannah McNaughtonTrustindex verifies that the original source of the review is Google. Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her 🙂Posted on Google DanielaDany ZavalicheTrustindex verifies that the original source of the review is Google. They are a very good and friendly team. I am very proud of them. Well done!Posted on Google Laura RedmondTrustindex verifies that the original source of the review is Google. Sarah from Oak Mortgages was incredible throughout my journey as a first time buyer. She was always very clear and precise when explaining the process at the different stages throughout. No question, email or call was never not welcomed. She was always at the end of the phone or email to reply to any queries I had. The rest of the team were also great to send an email to update or communicate anything needed too. I would highly recommend Oak Mortgages to anyone who is a first time buyer or buying again. The professionalism, communication and support they give is incredible. It made me buying my first home a pleasant experience overall.Posted on Google maddie ryanTrustindex verifies that the original source of the review is Google. We had an excellent experience with Sarah and her team throughout our mortgage and house purchase. From start to finish, Sarah was professional, knowledgeable, and always happy to answer any questions we had, making what could have been a stressful process feel much easier. Her team were equally fantastic, keeping us updated every step of the way, responding quickly to emails, and ensuring everything progressed as smoothly as possible. We always felt supported and well informed. We can’t thank Sarah and her team enough for helping us buy our first home. We would highly recommend them to anyone looking for a friendly, reliable, and professional mortgage advisor.Posted on Google Esme AliceTrustindex verifies that the original source of the review is Google. Abby was amazing from the very first phone call we had! As a single mum, trying to get a mortgage felt like an impossible task at times which was not helped by the previous company I went with not giving me the correct info and my mortgage in principle falling through at the last minute because of their own mistake! I found Oak mortgages while doing a desperate search and I am so glad I did! Abby had to deal with some very stressed phone calls when things felt like they weren’t going right and she gave lots of advice and help all the way through. Simone and Ashleigh were also amazing and responded to anything I needed super quickly! Thank you!Posted on Google Daniel LowerTrustindex verifies that the original source of the review is Google. A lovely bunch of people to deal with found a deal I was happy with and supported me during the process taking time to answer questions needed and even liase with the mortgage brokers this is the second time I've used them and will do againPosted on Google Victoria ParkinsonTrustindex verifies that the original source of the review is Google. Really helpful and supported me through a tricky remortgageVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
If you’re looking to buy a house, it’s likely that you will need to take out a mortgage. The type of mortgage you will require will largely depend on your situation and the reason you’re looking to buy the property.
Whatever your needs, we will help get the right mortgage for you.
Residential mortgage
A residential mortgage for a property you live in is one of the most common forms of credit in the UK.
Remortgage deals
We make getting a remortgage stress-free, and it could save you significant money every month.
Product Transfer
A product transfer is when you move from your current mortgage deal to a new one with the same lender
Shared Ownership mortgage
We can help you get onto the property ladder with a Shared Ownership mortgage.
Buy-to-let mortgage
Buying a property as an investment can help you gain future financial security. Let us help you reach your goal with a buy-to-let mortgage
Debt consolidation mortgage
If you’ve got debt, there could well be an opportunity to consolidate them into one, with a debt consolidation mortgage.
Self build mortgage
Self build mortgage – helping you to secure finance to build your own home.
Second home mortgage
We can provide second mortgages if you’re looking to buy another property.
Below are some of the lenders we work with














