Mortgage guides and advice
20 Questions to Ask When Buying a Home
Buying your first home is one of the biggest (and most exciting) decisions you’ll ever make… But in the middle of viewings, offers, and emotions,
Why Specialist Lending Is So Important to the Housing Market
Over the last few years, the housing market has faced some real challenges. Rising interest rates, increased living costs, and tighter lending criteria have meant
Can You Borrow More on Your Mortgage to Make Your Home Energy Efficient?
With energy bills still a big concern for many households, improving the energy efficiency of your home is becoming a priority for homeowners across the
2 or 5 Year Fixed Mortgage? What Should You Choose When Your Rate Is Ending Soon?
If your mortgage deal is coming to an end in the next 6 months, now is the perfect time to start planning your next move.
Can First-Time Buyers Really Buy a Home with Just £10,000?
A Simple Guide to 98% Mortgages for First-Time Buyers Saving for a house deposit can feel like trying to fill a bath with the plug
Completion Day Explained: What Happens When You Finally Get the Keys?
If you’re buying your first home (or moving up the ladder), completion day is the moment it all becomes real. It’s the day you officially
Shared Ownership for First-Time Buyers
Buying your first home can feel impossible when house prices keep rising and rents eat into your savings. If you’re a first-time buyer who feels
Exploring All Options to Reduce Monthly Outgoings
The situation The clients approached us for mortgage advice, looking to reduce their monthly outgoings by consolidating several financial commitments, including an existing secured loan.
Why Getting an Agreement in Principle Is One of the Smartest First Steps for First-Time Buyers
If you’re thinking about buying your first home, you’ve probably heard the term Agreement in Principle (often shortened to AIP or DIP) but what is
Want to Buy Your First Home This Year but Worried About Your Credit or Deposit?
Are you a first-time buyer hoping to move home this year, but feel held back by a poor credit score or not having enough deposit?
Want to Buy Your First Home This Year but Worried About Your Credit or Deposit?
Are you a first-time buyer hoping to move home this year, but feel held back by a poor credit score or not having enough deposit?
January Mortgage MOT: Is Your Home Loan Still Working for You?
January is often the month where reality kicks back in. The decorations come down, the credit card statements land, and many of us start thinking