Family Income Benefit
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How can Family Income Benefit help your business?
Ok, so you have cleared the mortgage with a lump sum of life cover. What about all the other living costs?
A Family Income Benefit policy will pay out a monthly tax-free income if you die during the term, until the policy ends. It can provide support for all those other bills or even school fees.
We can work together to decide how much of your income your family would need and for how long.
Why should I get Family Income Benefit?
We all see Life Insurance Policies pay out lump sums if you were to die, but what about your lost income to the family when you pass?
If you or your loved ones rely on an income from yourself or your partner, Family Income Benefit policies can help bridge that gap.
If you die, instead of a lump sum, a Family Income Benefit can provide a monthly income to your loved ones, thus resulting in no loss of household income from your death.
Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgage.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 33 reviews Posted on Trish Wright2025-09-23Trustindex verifies that the original source of the review is Google. Extremely helpful team. From start to finish they supported us through a complex remortgage process. Nothing was ever too much trouble. They were professional and reassuring throughout. Thank youPosted on Laura Jones2025-09-01Trustindex verifies that the original source of the review is Google. First class service from a top draw company. Our mortgage advisor Sarah is incredible and we wouldn’t want to deal with anyone else. Thank you for all of your hard work and efforts, we really appreciate it.Posted on Luke Pick2025-09-01Trustindex verifies that the original source of the review is Google. Fantastic start to finish, what a lovely team to communicate with who truly care about finding you the best deal. They kept in touch, they offered support and ear to moan to but always kept things positive and moving forward.Posted on Millie Ward2025-08-28Trustindex verifies that the original source of the review is Google. We had such amazing support through out the whole process of buying a house. They really took their time explaining things we didn’t quite understand and went through everything throughly. We want to thank Sarah, Ashley and Ashleigh as they gave us constant support and always replied fast to our enquiries. They made a stressful time a smoother process.Posted on James McDonnell2025-08-18Trustindex verifies that the original source of the review is Google. New experience as first time buyers but Sarah and her team were extremely efficient and allowed our constant bombardment of questions to be met with happy answers. House purchasing is stressful and for ourselves it was very confusing but they provided us with reassurances and managed our expectations throughout the process. Thanks again team for helping us with our first house purchase on a home we never thought we could achieve.Posted on Helen Wyllie2025-08-07Trustindex verifies that the original source of the review is Google. Excellent service from start to finish. All staff were so helpful and efficient. I remortgaged following my divorce and was guided through every step. Most highly recommended. Thank you so much.Posted on John Zhou2025-08-05Trustindex verifies that the original source of the review is Google. We were lucky enough to find Sarah and Chris at Oak Mortgage. Our mortgage was refused by our current mortgage lender Halifax, just a few weeks before completion due to one of us being self-employed. We were then turned down again by other time-wasting agents. The situation quickly became a nightmare — not just for us, but also for our seller and buyer. Most mortgage advisors weren’t willing to invest the time, as many prefer straightforward cases, even though both of our credit scores were above 600/700. But Chris and Sarah truly demonstrated what British professionalism should look like: they were attentive listeners, patient, and highly professional throughout. Thanks to their support, our case was completed smoothly within a few weeks. Although it slightly delayed our original plan, we successfully completed in the end. We would definitely and highly recommend Sarah and her team — well done and thank you!Posted on Bethan Price2025-07-25Trustindex verifies that the original source of the review is Google. Outstanding Service from Sarah Tinkler at Oak Mortgages I can't recommend Oak Mortgages enough, especially Sarah Tinkler, who has been absolutely amazing throughout the entire process. She was incredibly knowledgeable, supportive, and always quick to respond to any questions I had. Nothing was ever too much trouble, and she made what could have been a stressful process feel smooth and straightforward. Thank you so much, Sarah 🙂 BethanPosted on Edmund Fry2025-07-09Trustindex verifies that the original source of the review is Google. Claire made the process simple and helped explain all our options. Would highly recommend.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Sandra Feuell
Sandra is a Senior Protection Adviser with over 40 years of experience within the financial services industry.
Call Sandra on: 0330 232 0285