How does a remortgage work?
15th March 2024
Remortgaging is a process many homeowners undertake to explore better financial opportunities or adapt to changing circumstances.
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Remortgaging is a process many homeowners undertake to explore better financial opportunities or adapt to changing circumstances.
In this blog, we’ll delve into the common reasons behind mortgage decline in the UK and shed light on how, as your trusted mortgage broker, we can often help turn a decline into an approval.
Mortgages and houses. Are a serious matter. So we have tried to track down a few fun facs over a series of blogs.
10 quick facts from history, the weird and wonderful.
When did mortgages start? How did they start? What were the terms? Over the years i’m sure there are a million and one strange facts, here are a few. Look out for the next post!
This week witnessed a flurry of activity in rate cuts, with several lenders enhancing their fixed-rate offerings. According to insights from Moneyfacts finance expert Rachel Springall, these changes resulted in a decline in the average two- and five-year fixed mortgage rates overall.
Following a year of mortgage rate hikes, is 2024 going to be a better year for first-time buyers to make their move into homeownership?
10 facts about houses throughout history in England, focusing on their construction methods, materials, and costs:
Here’s a comprehensive list of essential things to check when looking at a new home.
Unlock homeownership for complex incomes with Clever Mortgages’ expert guidance.
We are seeing more and more lenders offering mortgage interest rates that are under 5%, the lowest they have been for months.
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find
Breaking News Today, Santander announced it is reducing its 5 year fixed rate to below 5% (25 Sept 2023). Santander isn’t stopping there it is
Clever Mortgages, who arrange mortgages for all types of customers, be that with a poor or excellent credit score, are seeing lenders now decreasing their mortgage interest rates.
A fixed rate mortgage basically means that your interest rate and payments won’t change for the initial product period of your mortgage.
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
A residential mortgage in the UK is a loan that is used to purchase a property for use as a primary residence. The lender, typically a bank or building society, uses the property as collateral for the loan. The borrower makes monthly payments to the lender until the loan is fully repaid, which is typically over a period of 25-30 years.
Right to Acquire is a scheme available if you are a housing association tenant in England. The scheme gives tenants the right to purchase their home at a discounted price. To be eligible for the scheme, tenants must have had a public sector landlord for at least three years.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
Equity release is a way to get cash from the value of your home. It allows you to unlock some of the equity (money) tied up in your property
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Clever Mortgages is a trading name of Financial Makeover Limited. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Registered Office: Kempton House Kempton Way, Dysart Road, Grantham, Lincolnshire, NG31 7LE. Financial Makeover Limited is authorised and regulated by the Financial Conduct Authority with registered number 706595. Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Our calls may be recorded and monitored for training, compliance and complaint handling purposes. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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