How does a remortgage work?
Remortgaging is a process many homeowners undertake to explore better financial opportunities or adapt to changing circumstances.
Secure Your family’s future with Life Insurance
Life is full of uncertainties,
but your family’s financial stability shouldn’t be one of them. Take charge of their future with Life Insurance.
By taking Life Insurance out early, payment start at just over £1 a week and you will have peace of mind knowing your family are covered.
Navigating Mortgage Declines: Understanding Reasons and Finding Solutions
In this blog, we’ll delve into the common reasons behind mortgage decline in the UK and shed light on how, as your trusted mortgage broker, we can often help turn a decline into an approval.
10 strange and funny mortgage facts through history: 1
Mortgages and houses. Are a serious matter. So we have tried to track down a few fun facs over a series of blogs.
10 quick facts from history, the weird and wonderful.
When did mortgages start? How did they start? What were the terms? Over the years i’m sure there are a million and one strange facts, here are a few. Look out for the next post!
A week marked by a flurry of reductions in mortgage rates
This week witnessed a flurry of activity in rate cuts, with several lenders enhancing their fixed-rate offerings. According to insights from Moneyfacts finance expert Rachel Springall, these changes resulted in a decline in the average two- and five-year fixed mortgage rates overall.
House styles through the years
10 facts about houses throughout history in England, focusing on their construction methods, materials, and costs:
A Comprehensive Guide to Essential Considerations when buying a house
Here’s a comprehensive list of essential things to check when looking at a new home.
Mortgage rates drop below 5%, the lowest seen for months – Nov 2023
We are seeing more and more lenders offering mortgage interest rates that are under 5%, the lowest they have been for months.
What is the minimum credit score needed to get a mortgage in the UK?
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find when customers are talking about a credit score this often relates to the score given by credit reference agencies such as Experian, Equifax, or TransUnion. In fact, lenders have their […]
Santander announce 4.95% Five-Year Fixed Rate
Breaking News Today, Santander announced it is reducing its 5 year fixed rate to below 5% (25 Sept 2023). Santander isn’t stopping there it is also reducing all residential and BTL fixed rates across its new business and product transfer ranges. Sub-5% deals are very welcome, and hopefully, we will see mortgage lenders following suit.
Mortgage rates starting to drop – Despite continued Bank of England rate increases
Clever Mortgages, who arrange mortgages for all types of customers, be that with a poor or excellent credit score, are seeing lenders now decreasing their mortgage interest rates.
Fixed Rate Mortgage vs. Standard Variable Rate: Making Informed Choices for Your Mortgage
Fixed Rate Mortgage vs. Standard Variable Rate: Whether you value the stability of a fixed rate or the flexibility of an SVR, we’re here to help you make an informed decision.
Secure Your Financial Future: Exploring New Mortgage Deals today!
With the average 2 year fixed mortgage rate in the UK reaching a 15-year high of 6.6%*, homeowners face critical decisions regarding their mortgage arrangements. We explain the importance of reviewing your mortgage.
Mortgage Charter
The UK’s largest mortgage lenders and the Financial Conduct Authority (FCA – who regulated mortgages) have agreed with the Chancellor a set of standards that they will adopt when helping their regulated residential mortgage borrowers worried about higher rates.
British Specialist Lending Awards, Winner: Sarah Tinkler
Yesterday (Thursday 18th May) at the British Specialist Lending Awards, Sarah Tinkler (Mortgage Adviser) won the Adverse Broker category.
