Mortgage guides and advice
Can You Really Get a Mortgage with Adverse Credit? Yes and Here’s How to Make It Happen
Buying a home can feel impossible when you’ve had financial problems in the past. Maybe you’ve missed a payment, had a default, built up some
Christmas Budgeting Tips – Especially if You’re Planning to Move House or Get a Mortgage Next Year
Christmas is magical, but the financial hangover in January isn’t. If you’re planning to buy your first home, move house, or apply for a mortgage
Rising Debt and Christmas Spending: How Homeowners Can Take Control Before January Hits
As Christmas approaches, it’s easy to get caught up in the excitement presents, parties, and festive food can all add up – have you seen
First Time Buyer Mortgages: Low Deposit Options, Rates & Getting on the Property Ladder
Buying your first home is one of life’s biggest milestones, but it can also feel daunting. In this blog we will cover how deposits affect
Can You Consolidate Debts Into Your Mortgage?
The Pros, Cons and What Lenders Are Looking For Managing rising credit card balances, car finance and personal loans has become harder for many households
Specialist Mortgages: Why More Borrowers Are Turning to Flexible Lenders in 2025
The UK mortgage landscape is changing fast. More borrowers than ever are finding themselves outside the “traditional” lending box from the self-employed and contract workers
NHS Waiting Lists: Why Critical Illness Cover Can Give You Financial Breathing Space.
The NHS is one of the UK’s greatest institutions but it’s under more pressure than ever. As of June 2025, around 6.23 million people in
Red Flags on Your Bank Statements That Could Cost You a Mortgage
When you apply for a mortgage, most people focus on their credit score but your bank statements tell lenders just as much (if not more)
Can You Get a Mortgage If You’ve Been in an IVA?
If you’ve been in an Individual Voluntary Arrangement (IVA) and are thinking about buying a home or remortgaging, the good news is it’s possible. With
Remortgaging to Pay Off Your IVA: What You Need to Know
If you’re a UK homeowner currently in an Individual Voluntary Arrangement (IVA), you may feel tied down by the 5–6 year repayment term. The good
Specialist Mortgages Explained: What They Are, Who They’re For, and How They Work
When it comes to mortgages, not everyone fits into the “standard” tick-box criteria that many high street lenders use. That’s where specialist mortgages come in,
Review Your Mortgage 6 Months Before Your Rate Ends
Your mortgage is likely one of your biggest monthly commitments. That’s why we always recommend reviewing your deal at least six months before it finishes.