Mortgage guides and advice
How to Get Your Bank Statements in Tip-Top Shape Before Applying for a Mortgage
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t
Real Clients, Real Results – Mr B’s Remortgage Success
From 9.20% to 5.59% – How Clever Mortgages Saved One Client Nearly £10,000 At Clever Mortgages, we know that life doesn’t always go to plan,
How does a credit score work?
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
The main benefits of a debt consolidation loan
If you’re currently dealing with multiple loans from different loan providers then consolidating this debt can be a good option. A debt consolidation loan allows you to combine your debts to provide you with one monthly repayment.
Why Reviewing Your Mortgage and Managing Your Debts Can Support Better Mental Health
Life moves fast, and it’s easy to let financial matters slip to the bottom of your to-do list. But one area that should never be
Bad Credit Remortgage
If you’ve got a mortgage you might be able to make huge savings each month by remortgaging, even if you’ve got bad credit
Mortgage Myths vs Facts: Debunking Common Misconceptions
The mortgage process can feel overwhelming, especially when you’re bombarded with conflicting information. To make informed decisions, it’s crucial to separate fact from fiction. In
How Do Mortgage Lenders Calculate Your Income? What’s the Maximum They’ll Lend?
When it comes to getting a mortgage, most people just want to know one thing: “How much can I borrow?” The answer isn’t one-size-fits-all, because
Can You Get a Mortgage with Bad Credit? Here’s What You Need to Know
If you’ve struggled with debt or missed payments in the past, you may be asking: Can I still get a mortgage with bad credit? The
Case Study: From Mortgage Prisoner to Financial Relief – How We Helped David and Sarah Take Back Control
Meet David and Sarah* – Trapped by a Mortgage, But Not Without Hope David and Sarah, a married couple in their 60s, came to us
Can You Get a Shared Ownership Mortgage with Bad Credit?
Buying your first home is exciting, but if you have bad credit, you might be worried about your chances of getting a mortgage especially with
Do I need to use a Mortgage Broker?
Getting a mortgage can feel like a minefield. There’s so much jargon, paperwork, and stress involved, and if you’ve got a slightly tricky situation like
