Clever Mortgages provide specialist access to short-term Bridging Loans.
Clever Mortgages provide specialist access to short-term Bridging Loans. The products our panel of lenders offer are competitive, reliable and cover a range of terms, circumstances and property types. We work diligently and swiftly to ensure your requirements are met with suitable solutions that work for you and your client. In this article What is […]
Additional Borrowing on Mortgage
One potential reason for remortgaging is to take out additional borrowing on a mortgage to consolidate debt. At Clever Mortgages, we’re experts in helping customers find the right remortgage solution, based on their individual situation, alongside the goals they wish to achieve. In this guide we focus on a customer who wanted to take out […]
Home Moving Checklist
You’ve found your dream home, exchanged contracts and sorted your mortgage. Now all that’s left to do is move in. That’s the straightforward part, right? There are actually lots of things you might not have considered that you need to do – from finding where the fuse box is in your new home to letting […]
Loan to Pay Off Debt
In this guide we focus on a customer who wanted a loan to pay off debt, in order to complete a Debt Management Plan, whilst finding a lower rate too.Here we’ll look at: How we helped our customer with finding a loan to pay off debt Getting a lower rate, and lower monthly payment in […]
Paying the Mortgage After Separation
For some of our customers, paying the mortgage after separation is their key concern. They come to Clever Mortgages, wanting to break their financial ties with a previous partner. In this guide we’ll look at: How we helped our customer with paying the mortgage after separation Making sure he also realised his goal of bringing […]
Debt Consolidation Remortgages
If you’ve got a mortgage and other debts too, consolidating them into a new mortgage product can be a great way of making a significant saving every month. Here we’ll cover: How we helped our customer get a debt consolidation remortgage deal Even with bad credit, you could get a remortgage plan that’d save you […]
Tips to Get You Moving House By Christmas
Want to ring in the new year in your dream new home? If so, you need to get organised now! This article offers some simple tips for how to get you moved in time for the festivities.This article at a glance How to get your current property ready to sell – fast! Get packing sooner […]
Bad Credit Remortgage
If you’ve got a mortgage you might be able to make huge savings each month by remortgaging, even if you’ve got bad credit
Can I Get A Mortgage With Bad Credit?
If you’re worried about getting a mortgage with bad credit, rest assured we help customersevery day just like you. Here we’ll cover: How we helped a customer who’d had an IVA to get a mortgage and get on the property ladder How we could help, by knowing which mortgage lenders accept bad credit applications Why […]
Can you get a mortgage after an iva – See if we can help you?
Can I get a Mortgage after an IVA – If you’ve got a mortgage currently, but are on a high rate – whatever your credit history, you should consider getting some advice on switching.
Debt Consolidation Mortgages
Getting a new mortgage to consolidate your debts can be a good way to get your finances back on track. In this guide we’ll cover: How we helped a customer to save money every month with a debt consolidation mortgage – even with poor credit history! A little about the remortgage process with us – […]
Our Guide to Mortgage Jargon
Taking out a mortgage is a huge financial commitment, and so you’ll want to feel you’re clear on what you have to do and when – and exactly what you’re getting. When you start looking at and applying for mortgages, there seems to be a whole world of jargon to get your head around, some […]
Can I Get A Mortgage With Poor Credit?
When you apply for a mortgage, the lender tries to predict your reliability for making your repayments responsibly, based on the way you’ve acted in the past. To do this, they look at lots of different data that’s stored on your credit file. This might include how many applications for credit you’ve made recently, how […]
Is The Help To Buy Scheme Really Helping?
A new report by the National Audit Office (NAO) shows that many of people on the Help to Buy scheme could have afforded a house regardless – now some of those buyers are in negative equity, and in a situation far worse than if they’d gone it alone. Firstly, what is the Help to Buy […]
What is the difference between fixed and variable mortgage rates?
Deciding on a mortgage may well be one of the hardest decisions you ever have to make, so it’s important to assess and understand all the options available to you. Fixed-rate mortgages A fixed-rate mortgage is where your interest rate – and thus your monthly payment – remains the same throughout the agreed period, typically […]
