Help our Heroes
For every completed Heroes mortgage or remortgage*, we will gift £100 to the NHS to support the vital work they are doing to keep us all safe in this time of uncertainty. Everyone here at Clever Mortgages appreciates the efforts of the essential workers that are working relentlessly to reduce the impact of COV-ID 19. […]
We’ve helped 1000s of customers, and still counting!
We’ve made it our mission to help as many people as possible find their perfect mortgage, specialising in helping people with a bad credit history or previous credit issues – we think everyone deserves a chance to remortgage or own their dream home! Difference between going direct to a lender and seeking the advice of […]
How COV-ID 19 impacted mortgage products and the market
The coronavirus pandemic has changed many aspects of our daily lives, with everyone taking steps and precautions to work together to prevent the spread. In uncertain times, banks and lenders are examining their products and the level of risk involved. A number of mortgage products have been withdrawn from the market, mainly those with a […]
How to increase the value in your home
If you’re looking to make your home more valuable, you’re probably wondering where to start. We’ve put together a handy guide to see you through increasing the value in your property. If you require finance to do the improvements, from a remortgage, equity release or secured loan, speak to an advisor. Speak to an advisor […]
Mortgage Payment Holidays extended!
Mortgage Payment Holidays extended. With the announcement from the Financial Conduct Authority (FCA) that banks and building societies can now extend Mortgage Payment Holidays for a further 3 months
What is a Product Transfer?
Product transfers, even before coronavirus can help reduce your monthly repayments: by switching to a new deal with the same lender you could see a lower interest rate, saving you money.
Insurance payment holidays
Mortgage payment holidays have been available some time and you should only consider a payment holiday if you really need it.
Payment holiday, insurer information
Insurer pages for payment holidays. Its recommended that you only apply for a payment holiday if you really need it
The Government has started the first steps to ease lockdown in England
The Government has started the first steps to ease the coronavirus lockdown within England, and has issued new guidance on moving home and working in homes.
Payment Holidays Lender Information
Payment Holidays Lender Information. Its recommended that you only apply for a payment holiday if you really need it.
How does taking a payment holiday due to COV-ID 19 affect my mortgage?
Due to the COV-ID 19 outbreak, many people are finding themselves furloughed and on a reduced income or have fallen ill and must take time to recover and rest. This can result in a loss of income for some households, making it difficult to meet mortgage repayments. Chancellor Rishi Sunak announced on the 17th March […]
Hero mortgages – For the Hero’s among us!
Here at Clever Mortgages we have access to a wide range of mortgage products including some that are only available to those of you providing vital community services. Kensington Mortgages have recently released a specialist product range specifically designed for hero’s working in the public sector. We speak for a large number of people who […]
Should I protect my income?
When it comes to protecting your family and livelihood, you just can’t be too careful.
Mortgage, rent and protection options during the Coronavirus pandemic
Updated: 12 May 2020 Following the announcement from the Government, we wanted to reassure you that the team at Clever Mortgages are here to support you with any mortgage or protection advice needs. We want to make sure you’re kept up-to-date with what’s going on regarding mortgages, protection, support available for businesses and your finances […]
Protection options available during the coronavirus pandemic
During these uncertain times, now more than ever, it’s worth knowing how your cover will protect you and your family should a tragic event occur. Here we discuss the following types of cover: Life insurance Income protection Critical illness We’ll discuss why they’re important and whether existing policies could be affected by coronavirus: Policies are […]
