Stamp Duty Changes in April 2025 – The Countdown Begins!
If you’re planning to buy a property, time is running out to take advantage of the current Stamp Duty rates before the upcoming changes in April 2025. With only weeks left until the new rates come into effect, buyers must act swiftly to ensure their transactions are completed in time. But what exactly is changing, […]
Beat the Stamp Duty rush and save money with a bridging loan
We’re currently seeing one of the busiest housing markets in over a decade as people rush to beat the Stamp Duty Land Tax (SDLT) deadline. It’s not too late to take advantage of the incentive though, with other lending options available, which could get your property purchase over the line before the end of the […]
Why now is a great time to move home
Recent industry figures have shown that 1.09 million people with adverse credit scores might be looking to buy a new property in the next 12 months.
What the new stamp duty cuts can mean for you
As of the 22nd November, stamp duty will be scrapped for the majority of first-time buyers. This is part of the 2017 budget by the chancellor Philip Hammond and aims to help fix the housing market. Any first-time buyer looking to purchase a property under the cost of £300,000 will be exempt from paying the tax.
Stamp duty on a second home
If you’re looking to buy a second home, whether this is to use yourself, or as a buy to let or holiday let then you should make sure you’re aware of the additional stamp duty charges you could face. The government have put in place a stamp duty surcharge of 3% on any second home.
The cost of moving house
Although your mortgage is likely your biggest expense when buying a house, there are other costs that you’ll need to consider. Some of these you might not be aware of, so we’ve provided a list of the additional costs to expect.
