Buy to Let vs. Residential Mortgage: What’s the Difference?

HMO mortgage

If you’re exploring your mortgage options, you might be wondering: what’s the difference between a buy-to-let (BTL) mortgage and a residential mortgage? While these two mortgage types share some similarities, they serve very different purposes and come with distinct requirements. In this guide, we’ll walk you through the key differences, explain how buy-to-let mortgages work, […]

Bridging Loans: Keep Your Projects Moving with Clever Mortgages

When it comes to property investment or development, time and funding can make all the difference. Bridging loans are the perfect solution to bridge financial gaps, ensuring that your plans don’t stall. At Clever Mortgages, we partner with lenders like MSP to provide tailored short-term funding solutions to keep you moving forward.   What Are […]

Beat the Stamp Duty rush and save money with a bridging loan

We’re currently seeing one of the busiest housing markets in over a decade as people rush to beat the Stamp Duty Land Tax (SDLT) deadline.  It’s not too late to take advantage of the incentive though, with other lending options available, which could get your property purchase over the line before the end of the […]

Clever Mortgages provide specialist access to short-term Bridging Loans.

Clever Mortgages provide specialist access to short-term Bridging Loans. The products our panel of lenders offer are competitive, reliable and cover a range of terms, circumstances and property types. We work diligently and swiftly to ensure your requirements are met with suitable solutions that work for you and your client. In this article What is […]

Skip to content