Can You Consolidate Debts Into Your Mortgage?
The Pros, Cons and What Lenders Are Looking For Managing rising credit card balances, car finance and personal loans has become harder for many households over the last 18 months. With interest rates on unsecured borrowing still high, more homeowners are now exploring whether they can consolidate their debts into their mortgage to bring everything […]
Remortgaging to Pay Off Your IVA: What You Need to Know
If you’re a UK homeowner currently in an Individual Voluntary Arrangement (IVA), you may feel tied down by the 5–6 year repayment term. The good news is that there are specialist lenders who may allow you to remortgage to pay off your IVA early – sometimes after just 12 months into your IVA. This option […]
Do I need to use a Mortgage Broker?
Getting a mortgage can feel like a minefield. There’s so much jargon, paperwork, and stress involved, and if you’ve got a slightly tricky situation like being self-employed or having a few credit blips it can feel even harder. At Clever Mortgages, we know just how overwhelming it can be. That’s why we do what we […]
Consolidate Your Debt with a Mortgage: The Smart Way to Take Control of Your Finances
Are you juggling multiple credit cards, loans, or overdrafts and struggling to keep on top of your monthly repayments? A debt consolidation mortgage could be the financial solution you’ve been looking for. By using the equity in your home to consolidate your debts into one manageable monthly payment, you can regain control of your finances […]
Consolidating Debt with a Second Charge Mortgage
What Homeowners Need to Know Managing multiple debts can be overwhelming, especially if you’re juggling credit cards, personal loans, or store finance agreements. Keeping track of different interest rates, due dates, and payment amounts can feel like a constant financial juggling act. Debt consolidation offers a potential solution – rolling all your debts into one […]
Secure Your family’s future with Life Insurance
Life is full of uncertainties,
but your family’s financial stability shouldn’t be one of them. Take charge of their future with Life Insurance.
By taking Life Insurance out early, payment start at just over £1 a week and you will have peace of mind knowing your family are covered.
Exiting a fixed rate early ST
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
EPC RATINGS – What do landlords need to consider
EPC RATINGS – It contains information about a property’s energy use and typical costs along with recommendations on how to reduce energy use and save money.