
How does a remortgage work?
Remortgaging is a process many homeowners undertake to explore better financial opportunities or adapt to changing circumstances.

Remortgaging is a process many homeowners undertake to explore better financial opportunities or adapt to changing circumstances.

In this blog, we’ll delve into the common reasons behind mortgage decline in the UK and shed light on how, as your trusted mortgage broker, we can often help turn a decline into an approval.

Mortgages and houses. Are a serious matter. So we have tried to track down a few fun facs over a series of blogs.
10 quick facts from history, the weird and wonderful.
When did mortgages start? How did they start? What were the terms? Over the years i’m sure there are a million and one strange facts, here are a few. Look out for the next post!

This week witnessed a flurry of activity in rate cuts, with several lenders enhancing their fixed-rate offerings. According to insights from Moneyfacts finance expert Rachel Springall, these changes resulted in a decline in the average two- and five-year fixed mortgage rates overall.

Following a year of mortgage rate hikes, is 2024 going to be a better year for first-time buyers to make their move into homeownership?

10 facts about houses throughout history in England, focusing on their construction methods, materials, and costs:

Here’s a comprehensive list of essential things to check when looking at a new home.

Unlock homeownership for complex incomes with Clever Mortgages’ expert guidance.

We are seeing more and more lenders offering mortgage interest rates that are under 5%, the lowest they have been for months.

The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find

Breaking News Today, Santander announced it is reducing its 5 year fixed rate to below 5% (25 Sept 2023). Santander isn’t stopping there it is

Clever Mortgages, who arrange mortgages for all types of customers, be that with a poor or excellent credit score, are seeing lenders now decreasing their mortgage interest rates.

The Ultimate Guide for First-Time Landlords and Property Investors Thinking of becoming a landlord or growing your property portfolio? Whether you’re starting with your first

If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t

Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*

You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.

Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.

If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause