Why You Shouldn’t Wait to Buy Your First Home
2nd January 2025
If you’re thinking about buying your first home, here’s some advice: don’t wait! Big changes to stamp duty are coming in April 2025, and they
If you’re thinking about buying your first home, here’s some advice: don’t wait! Big changes to stamp duty are coming in April 2025, and they
If you have defaults on your credit file, the idea of getting a mortgage might feel overwhelming. However, it’s not impossible. There are lenders who
Buying your first home is an exciting but sometimes overwhelming experience. To help you navigate this journey, here’s a complete guide that outlines the timelines,
If you’re planning to buy a house, you’ve probably heard that lenders look closely at your finances to decide if they’ll give you a mortgage.
If you’re currently in or have completed a Debt Management Plan (DMP), securing a mortgage might feel like a challenge. But rest assured, there are
Thinking about becoming a landlord? Buying a property to rent out can be a smart investment, but it comes with some key considerations. One of
The journey to buying your first home is an exciting but often challenging one. As many first-time buyers prepare for this big step, new changes
The Right to Buy scheme, which allows council tenants in England to purchase their homes at a discount, is set to undergo significant changes in
If you’re looking to raise funds from your property, it can be tricky to figure out whether a remortgage, further advance, or second charge mortgage
BB and Oak Mortgages Are Here to Help! At BB and Oak Mortgages, our clients are our top priority, and we’re excited to announce that
For landlords looking to maximise rental yields, investing in student property has long been a smart strategy. The demand for student accommodation continues to rise,
Investing in Buy-to-Let Properties: A Comprehensive Guide to Success with HMOs Investing in a buy-to-let property can be a rewarding venture, offering both steady rental
The Ultimate Guide for First-Time Landlords and Property Investors Thinking of becoming a landlord or growing your property portfolio? Whether you’re starting with your first
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause