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You’ve found your dream home, exchanged contracts and sorted your mortgage. Now all that’s left to do is move in. That’s the straightforward part, right? There are actually lots of things you might not have considered that you need to do – from finding where the fuse box is in your new home to letting your broadband supplier know that you’re moving.

Read our home-moving checklist so you’re all set for the big day

This article at a glance

  • Let important companies know you’re moving
  • Take note of gas and electric readings
  • Make sure all your household day-to-day needs covered
  • Sorting your car insurance and breakdown cover
  • Last minute home-moving checklist tasks

1. Let important companies know you’re moving

Even if you use the Post Office’s mail redirection service, it’s still a good idea to inform important companies, such as banks and utility companies directly.
Make a list of all the companies and other organisations you need to tell about your move, including their contact details and when you’d need to do it by.

Companies will include:

  • Phone company – mobile and landline
  • All utility companies – water, gas, electric
  • Banks
  • Council tax
  • Update your details on the electoral roll
  • Your work and any related pensions companies
  • Student loans company
  • Your child / children’s schools
  • Update your driver’s license when you’ve moved

2. Take meter readings

Take gas and electricity meter readings at the property you are leaving the day of the move, and let your old energy supplier know what these are as soon as you can.
Let your energy provider know in advance that you are moving and ask to close your account. You’ll need to do this at least 48 hours before your move takes place. Give your supplier your new address, so that they’re able to send you your final bill. If you’re on a fixed tariff which charges a termination fee if you leave it early, check if you’re able to take this deal to your new property and if they’ll let you off the fee if you can.

3. Household day-to-day needs to sort

Make sure you’ve considered:

Cable/ Satellite – you need to let them know your change of address for billing purposes and so they can update your contact information. It’s also worth checking whether your new home will need a new satellite dish or cable to be installed before you update this information.

Phone – for landlines, you’ll need to inform the phone company that you are changing address as you’ll receive a new phone number for the home that you move to. For your mobile update your address so that they can send the bill to the correct location and you can do that by contacting your provider over the phone or visiting one of their stores.

Broadband – it’ll probably make sense to cancel your broadband subscription as you’ll most likely be able to get a better deal when you move to your new home – there’s usually plenty of great deals out there
for new customers

TV Licence – be warned that your TV licence won’t be valid when you  move to a new property so you have to change this information on the TV Licensing website.

4. Sort your car insurance and breakdown cover

You’ll need to inform your car insurance provider about your change of address. Prices can go up and down when you move – depending on the area you’re moving to, and whether there are fewer or more claims from that postcode. You can usually change your information online.
Change your information for breakdown coverage on your provider’s website.
This is particularly important for providers who charge different rates based on area and for knowing where they may need to take you to in the event of a breakdown.
It might be a good time to shop around for both car insurance and breakdown cover, to see if you can get a better deal. Finance savvy customers tend to do this every so often as a matter of routine.

5. Your last minute home-moving checklist tasks

Around 2 weeks before moving you should:

Pack up your non-essential items
De-register from your doctors if you’re moving out of the area
Arrange for your post to be re-directed
Organise for someone to have your children and / or pets on moving day
Send out change of address cards / e-cards to friends and family
Arrange what time you’ll collect the keys for your new home from the estate agent
Set up any new standing orders or direct debits that you need sorting for your new place

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Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

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G S
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From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
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DOBO and the Foodies
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Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
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Caoimhe Clarke
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Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
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Lisa Zuccotti
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Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
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Reece Baird
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claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
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graham draper
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Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
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Ant
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Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. ​Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. ​I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!
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Alannah McNaughton
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Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her :)
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DanielaDany Zavaliche
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They are a very good and friendly team. I am very proud of them. Well done!
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