In short – yes you can get a mortgage with missed, or late payments.
Missing payments reduces your credit score, which can make it difficult to find and secure a mortgage, especially if your missed payments have turned into arrears. This doesn’t mean you cannot get a mortgage though; it does however mean you might not be able to get the best rates or deals on the market.
You could look to improve your credit score and there are numerous ways that you can achieve this – but it’s important to understand that this could take time.
We specialise in helping people with bad credit secure a mortgage. Just get in touch!
General Mortgage FAQ