The main benefits of a debt consolidation loan

A man looks at bills and a calculator as he considers a debt consolidation loan

If you’re currently dealing with multiple loans from different loan providers then consolidating this debt can be a good option. A debt consolidation loan allows you to combine your debts to provide you with one monthly repayment.

Things to avoid doing when applying for a mortgage

A young child plays chess

When applying for a mortgage you will want to avoid doing anything that could hold back your chances of being accepted. You might have already been working hard to improve your credit score and shouldn’t want to do anything that could further implicate your application.

Myths around mortgages and credit scores

A house shaped ornament hangs from the branch of a tree

Your credit score is one of the most important pieces of information about you when it comes to borrowing money. Mortgage lenders use your credit record to help them make a decision on whether they should lend to you. However, despite their importance, there’s still a lot of misunderstanding and confusion around credit scores and what they mean.