Self-Employed or Have a Complex Income? Getting a Mortgage Isn’t Out of Reach
At Clever Mortgages, we speak to people every day who’ve been turned away by their bank simply because they don’t fit into the “traditional” salary box. Maybe you’re self-employed, a contractor, juggling multiple income streams or all three. And perhaps you’ve been told, “Sorry, you don’t meet our criteria.” But here’s the truth: Just because […]
Why You Should Start Thinking About Remortgaging 6 Months Before Your Fixed Rate Ends
If your mortgage fixed rate is ending soon, now is the time to take action. Many homeowners leave it too late and end up paying more than they need to. At Clever Mortgages, we recommend starting the remortgaging process at least six months before your fixed rate ends to secure the best deal and avoid […]
Buy to Let vs. Residential Mortgage: What’s the Difference?
If you’re exploring your mortgage options, you might be wondering: what’s the difference between a buy-to-let (BTL) mortgage and a residential mortgage? While these two mortgage types share some similarities, they serve very different purposes and come with distinct requirements. In this guide, we’ll walk you through the key differences, explain how buy-to-let mortgages work, […]
Why Should I Bother To Remortgage?
Remortgaging can help you to save money every month, and be a good way to get a lump sum of money, instead of taking out a personal loan. What is a remortgage? A remortgage is when you take out another mortgage on your home to replace your current loan or to borrow extra money against […]
Making home improvements adding value to your home
With Easter just around the corner, now is a great time to start planning those home improvements you’ve been waiting to make. With our roads notoriously busy and holidays extremely pricey, the Easter break is the ideal opportunity to roll up your sleeves and get that much-needed DIY done! The best types of home improvements […]
The Best Ways To Fund Your Home Improvements
There’s a good chance that once you’re on the property ladder, you will want to put your own stamp on your house by making some home improvements. You might want a new kitchen or build an extension, whatever you want to do, you’ll most likely need to raise some capital in order to do it.
