Can you get a mortgage with debt?

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Many people who are in debt automatically assume they won’t be eligible for a mortgage. This isn’t always the case and you should still have a chance to take out a mortgage if you have debts. However, if your existing or previous debt has had a negative impact on your credit rating, then it can […]

Check your credit score

A man holding a phone as he checks his credit score

You can check your credit file for free here with Noddle. Checking your credit file will NOT affect your score Many people avoid checking their credit report because they have been lead to believe it will have an impact on their overall score. In fact, you can check your own credit report as often as […]

Check your credit score

A man holding a phone with his credit score indicated on it

Many people avoid checking their credit report because they have been lead to believe it will have an impact on their overall score. In fact, you can check your own credit report as often as you like without it having an impact on your score. Although every check of your report will create a footprint on your file, only searches made by financial lenders will leave a mark on your file that other lenders will see.

Ways to improve your credit score

A man ticks a box next to five starts under the title "credit score"

A poor credit history can complicate things when trying to get a mortgage. Many mortgage providers won’t lend to someone who has suffered from bad credit regardless of their situation now. If you’ve been unsuccessful in getting a mortgage then you should work to improve your credit score.