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Mortgages, even with bad credit

Poor credit ratings can be a huge barrier when trying to get a mortgage. Luckily there are brokers such as Clever Mortgages who can help you secure a bad credit mortgage when you are looking at buying a house. We have help 1000’s of customers, just like you with bad credit, achieve cheaper mortgage payments. […]

Taking out a bad credit.mortgage

Have you been denied a mortgage because of your credit history? Do you have bad credit and wondering how to get a bad credit.mortgage? Clever Mortgages can help applying for a bad credit mortgage Finding a lender who will be willing to offer a ‘bad credit mortgage’ can sometimes be difficult. Here at Clever Mortgages […]

Bad Credit Remortgage

If you’ve got a mortgage you might be able to make huge savings each month by remortgaging, even if you’ve got bad credit

Can I Get A Mortgage With Bad Credit?

If you’re worried about getting a mortgage with bad credit, rest assured we help customersevery day just like you. Here we’ll cover: How we helped a customer who’d had an IVA to get a mortgage and get on the property ladder How we could help, by knowing which mortgage lenders accept bad credit applications Why […]

Can I Get A Mortgage With Poor Credit?

House with sold sign at the front showing a bad credit score as a red icon

When you apply for a mortgage, the lender tries to predict your reliability for making your repayments responsibly, based on the way you’ve acted in the past. To do this, they look at lots of different data that’s stored on your credit file. This might include how many applications for credit you’ve made recently, how […]

We can help you remortgage even with bad credit

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If you have bad credit and need to remortgage your home, then don’t worry as we should be able to help. We understand there can be lots of reasons for people having an impaired credit profile and will look into your circumstances to make sure you’re offered the most suitable solution. A mortgage is not […]

The main benefits of a debt consolidation loan

A man looks at bills and a calculator as he considers a debt consolidation loan

If you’re currently dealing with multiple loans from different loan providers then consolidating this debt can be a good option. A debt consolidation loan allows you to combine your debts to provide you with one monthly repayment.

Things to avoid doing when applying for a mortgage

A young child plays chess

When applying for a mortgage you will want to avoid doing anything that could hold back your chances of being accepted. You might have already been working hard to improve your credit score and shouldn’t want to do anything that could further implicate your application.

Myths around mortgages and credit scores

A house shaped ornament hangs from the branch of a tree

Your credit score is one of the most important pieces of information about you when it comes to borrowing money. Mortgage lenders use your credit record to help them make a decision on whether they should lend to you. However, despite their importance, there’s still a lot of misunderstanding and confusion around credit scores and what they mean.

Ways to improve your credit score

A man ticks a box next to five starts under the title "credit score"

A poor credit history can complicate things when trying to get a mortgage. Many mortgage providers won’t lend to someone who has suffered from bad credit regardless of their situation now. If you’ve been unsuccessful in getting a mortgage then you should work to improve your credit score.

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