Your Trusted Mortgage Broker in the UK: Clever Mortgages
Welcome to Clever Mortgages, your go-to mortgage broker for all your mortgage needs in the UK.
Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 66 reviews Posted on Google Katie BrophyTrustindex verifies that the original source of the review is Google. Vicki and the team were amazing. They made the whole process so easy and straight forward. They were always very clear and proactive with communication. Highly recommended.Posted on Google Stephen DowdingTrustindex verifies that the original source of the review is Google. My experience of Oak Mortgages has been unfailingly amazing. Abby is WONDERFUL at her job: super-kind, expert and patient and a huge credit to the company.Posted on Google tara jenkinsTrustindex verifies that the original source of the review is Google. Highly professional and friendly.most of all given me the best advice and support along the process of my mortgage.Posted on Google James DobieTrustindex verifies that the original source of the review is Google. Claire was absolutely super to deal with from start to finish. As a first time buyer in both a slightly complex situation, and also under time constraints, she went above and beyond in finding a workable solution. As someone who both hates and is fairly useless at admin, the whole process couldn’t have been made any easier for me. 100% recommendation. Thanks ClairePosted on Google Judy BishopTrustindex verifies that the original source of the review is Google. Great mortgage company!Posted on Google Katie H (Katie)Trustindex verifies that the original source of the review is Google. We can't recommend Oak Mortgages enough! In particular Abby, who from the start was always super positive, kind and supportive. Incredibly friendly and nothing was too much bother. We're classed as a complex case and didn't think it would be possible us to remortgage and release funds but Abby managed to find us a really good deal and we were successful with our remortgage. Special thanks to Abby for all the help, we couldn't have done it without her. Even when we were dealing with other members of staff at Oak Mortgages, they were all really kind and approachable. Thank you!Posted on Google Ali PownallTrustindex verifies that the original source of the review is Google. Really happy with the service abby has gone above and beyond to help me as soon as i have decided on my dream home I will be using the service 1000%Posted on Google Mr McilwaineTrustindex verifies that the original source of the review is Google. Very professional and supportive staff. A high quality of service and would recommend them to anyone looking to find a new mortgage.Posted on Google Robert & Alisha HerringTrustindex verifies that the original source of the review is Google. Oak Mortgages were amazing throughout our house sale & purchase. Abbey in particular was great, answering any questions we had promptly and providing a friendly service.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
ADVERSE BROKER WINNER
Whether you’re buying your dream home, looking to remortgage, or need expert advice on protection, our dedicated team is here to support you every step of the way.
Why Choose Clever Mortgages?
- Extensive Access: Gain access to an extensive network of over 100 lenders and thousands of mortgage products. Our wide range ensures we can find the perfect solution tailored to your unique requirements. Even products not available to the general public.
- Expert Guidance: No matter your financial background, our team of experts is equipped to assist you. Our team of mortgage brokers specialise in all kinds of mortgages, from prime mortgages to people with poor credit or complex financial situations find suitable mortgage solutions.
- Agreement in Principle: Secure your Agreement in Principle with us before house hunting. This not only provides clarity on your borrowing capacity but also strengthens your offer to sellers, increasing your chances of success.
- Competitive Rates: Despite challenges, we’ve successfully arranged over £400m in mortgages at competitive rates. Even if you’ve been turned away by high street lenders, we’ll work tirelessly to find the best deal for you.
- Flexible Communication: We will work around you for calls and emails, we also have a flexible mortgage portal for you to work in your own time.
- Nationwide coverage: Our Mortgage brokers cover the whole of the UK.
Why Work with a Mortgage Broker?
- Market Expertise: Tap into our wealth of experience navigating the mortgage market. Our expert knowledge ensures you get access to the best deals available.
- Exclusive Offers: Benefit from exclusive deals from lenders that may not be accessible through direct channels. We have access to offers that could save you money in the long run.
- Simplified Process: We streamline the application process by managing submissions across multiple lenders, saving you time and effort. Our goal is to make the process as smooth as possible for you and hopefully only one application.
- Personalised Advice: Receive tailored advice on improving your mortgage eligibility and exploring alternative options, such as joint mortgages, purchase schemes, self-employed. We’re here to help you find the best solution for your specific situation.
- Regulatory Compliance: Rest assured; we operate under the regulations set by the Financial Conduct Authority (FCA). Your interests and security are our top priorities.
Our Mortgage Broker Services:

Comprehensive Coverage
With access to over 1000 mortgage options from 100+ lenders, we ensure you find the perfect fit for your needs.

End-to-End Support
From application paperwork to liaising with lenders and solicitors, we handle the entire process, keeping you informed at every stage.

Additional Assistance
In addition to mortgage services, we also offer support with legal work, property surveys, and comprehensive reports to facilitate informed decision-making.
Why Choose Clever Mortgages?
- Transparent Fees: We believe in transparency and provide clear information about any applicable fees, ensuring you have a complete understanding of the costs involved.
- Top-Rated Service: Our commitment to excellence is reflected in our five-star ratings from independent reviews. You can trust us to deliver exceptional service and results.
- Tailored Solutions: We understand that every client is unique, and we tailor our approach to meet your specific needs and preferences.
- Award winning: We are an award winning mortgage broker.
Final Thoughts:
Navigating the mortgage landscape can be daunting, but with Clever Mortgages as your trusted mortgage broker, you can proceed with confidence. Let us simplify the process and guide you towards securing the ideal mortgage for your needs. Get in touch with us today to take the first step towards your homeownership journey.