Your Trusted Mortgage Broker in the UK: Clever Mortgages
Welcome to Clever Mortgages, your go-to mortgage broker for all your mortgage needs in the UK.
Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 73 reviews Posted on Google Laura RedmondTrustindex verifies that the original source of the review is Google. Sarah from Oak Mortgages was incredible throughout my journey as a first time buyer. She was always very clear and precise when explaining the process at the different stages throughout. No question, email or call was never not welcomed. She was always at the end of the phone or email to reply to any queries I had. The rest of the team were also great to send an email to update or communicate anything needed too. I would highly recommend Oak Mortgages to anyone who is a first time buyer or buying again. The professionalism, communication and support they give is incredible. It made me buying my first home a pleasant experience overall.Posted on Google maddie ryanTrustindex verifies that the original source of the review is Google. We had an excellent experience with Sarah and her team throughout our mortgage and house purchase. From start to finish, Sarah was professional, knowledgeable, and always happy to answer any questions we had, making what could have been a stressful process feel much easier. Her team were equally fantastic, keeping us updated every step of the way, responding quickly to emails, and ensuring everything progressed as smoothly as possible. We always felt supported and well informed. We can’t thank Sarah and her team enough for helping us buy our first home. We would highly recommend them to anyone looking for a friendly, reliable, and professional mortgage advisor.Posted on Google Esme AliceTrustindex verifies that the original source of the review is Google. Abby was amazing from the very first phone call we had! As a single mum, trying to get a mortgage felt like an impossible task at times which was not helped by the previous company I went with not giving me the correct info and my mortgage in principle falling through at the last minute because of their own mistake! I found Oak mortgages while doing a desperate search and I am so glad I did! Abby had to deal with some very stressed phone calls when things felt like they weren’t going right and she gave lots of advice and help all the way through. Simone and Ashleigh were also amazing and responded to anything I needed super quickly! Thank you!Posted on Google Daniel LowerTrustindex verifies that the original source of the review is Google. A lovely bunch of people to deal with found a deal I was happy with and supported me during the process taking time to answer questions needed and even liase with the mortgage brokers this is the second time I've used them and will do againPosted on Google Victoria ParkinsonTrustindex verifies that the original source of the review is Google. Really helpful and supported me through a tricky remortgagePosted on Google D_botTrustindex verifies that the original source of the review is Google. Brilliant to speak with, very friendly knowledgeable staff. Made remortgaging readyPosted on Google Katie BrophyTrustindex verifies that the original source of the review is Google. Vicki and the team were amazing. They made the whole process so easy and straight forward. They were always very clear and proactive with communication. Highly recommended.Posted on Google Stephen DowdingTrustindex verifies that the original source of the review is Google. My experience of Oak Mortgages has been unfailingly amazing. Abby is WONDERFUL at her job: super-kind, expert and patient and a huge credit to the company.Posted on Google tara jenkinsTrustindex verifies that the original source of the review is Google. Highly professional and friendly.most of all given me the best advice and support along the process of my mortgage.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
ADVERSE BROKER WINNER
Whether you’re buying your dream home, looking to remortgage, or need expert advice on protection, our dedicated team is here to support you every step of the way.
Why Choose Clever Mortgages?
- Extensive Access: Gain access to an extensive network of over 100 lenders and thousands of mortgage products. Our wide range ensures we can find the perfect solution tailored to your unique requirements. Even products not available to the general public.
- Expert Guidance: No matter your financial background, our team of experts is equipped to assist you. Our team of mortgage brokers specialise in all kinds of mortgages, from prime mortgages to people with poor credit or complex financial situations find suitable mortgage solutions.
- Agreement in Principle: Secure your Agreement in Principle with us before house hunting. This not only provides clarity on your borrowing capacity but also strengthens your offer to sellers, increasing your chances of success.
- Competitive Rates: Despite challenges, we’ve successfully arranged over £400m in mortgages at competitive rates. Even if you’ve been turned away by high street lenders, we’ll work tirelessly to find the best deal for you.
- Flexible Communication: We will work around you for calls and emails, we also have a flexible mortgage portal for you to work in your own time.
- Nationwide coverage: Our Mortgage brokers cover the whole of the UK.
Why Work with a Mortgage Broker?
- Market Expertise: Tap into our wealth of experience navigating the mortgage market. Our expert knowledge ensures you get access to the best deals available.
- Exclusive Offers: Benefit from exclusive deals from lenders that may not be accessible through direct channels. We have access to offers that could save you money in the long run.
- Simplified Process: We streamline the application process by managing submissions across multiple lenders, saving you time and effort. Our goal is to make the process as smooth as possible for you and hopefully only one application.
- Personalised Advice: Receive tailored advice on improving your mortgage eligibility and exploring alternative options, such as joint mortgages, purchase schemes, self-employed. We’re here to help you find the best solution for your specific situation.
- Regulatory Compliance: Rest assured; we operate under the regulations set by the Financial Conduct Authority (FCA). Your interests and security are our top priorities.
Our Mortgage Broker Services:

Comprehensive Coverage
With access to over 1000 mortgage options from 100+ lenders, we ensure you find the perfect fit for your needs.

End-to-End Support
From application paperwork to liaising with lenders and solicitors, we handle the entire process, keeping you informed at every stage.

Additional Assistance
In addition to mortgage services, we also offer support with legal work, property surveys, and comprehensive reports to facilitate informed decision-making.
Why Choose Clever Mortgages?
- Transparent Fees: We believe in transparency and provide clear information about any applicable fees, ensuring you have a complete understanding of the costs involved.
- Top-Rated Service: Our commitment to excellence is reflected in our five-star ratings from independent reviews. You can trust us to deliver exceptional service and results.
- Tailored Solutions: We understand that every client is unique, and we tailor our approach to meet your specific needs and preferences.
- Award winning: We are an award winning mortgage broker.
Final Thoughts:
Navigating the mortgage landscape can be daunting, but with Clever Mortgages as your trusted mortgage broker, you can proceed with confidence. Let us simplify the process and guide you towards securing the ideal mortgage for your needs. Get in touch with us today to take the first step towards your homeownership journey.