Meet David and Sarah* – Trapped by a Mortgage, But Not Without Hope David and Sarah, a married couple in their 60s, came to us
Buying your first home is exciting, but if you have bad credit, you might be worried about your chances of getting a mortgage especially with
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help
A Guide for Homebuyers Buying a home is a big step, and it’s natural to feel a little overwhelmed with all the advice, paperwork, and
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
For many people, getting a mortgage is a straightforward process, show your payslips, prove your income, and get a decision. But for a growing number
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
The simple answer is, there isn’t a minimum credit score to get a mortgage, in fact some lenders don’t credit score at all. We find
If you’re self-employed and thinking about applying for a mortgage, you might be wondering: “Will the lender understand how I earn my income?” The answer
Being self-employed offers incredible freedom but when it comes to getting a mortgage, it can sometimes feel like you’re facing an uphill battle. The good
If you’re currently in a Debt Management Plan (DMP) or an Individual Voluntary Arrangement (IVA) and wondering whether you can still achieve homeownership or remortgage
Let’s be honest, life happens. Whether your financial situation has changed since you first took out your mortgage, or you’re still working hard to get
The Ultimate Guide for First-Time Landlords and Property Investors Thinking of becoming a landlord or growing your property portfolio? Whether you’re starting with your first
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause
