Credit Reports and Mortgages: What You Need to Know
12th March 2025
When applying for a mortgage, one of the biggest factors that lenders consider is your credit report and credit score. But here’s the catch—not all
When applying for a mortgage, one of the biggest factors that lenders consider is your credit report and credit score. But here’s the catch—not all
If your mortgage fixed rate is ending soon, now is the time to take action. Many homeowners leave it too late and end up paying
Buying your first home is exciting—but it can also feel overwhelming, especially if you’ve had financial issues in the past or don’t have a credit
If you’re planning to buy a property, time is running out to take advantage of the current Stamp Duty rates before the upcoming changes in
When buying a property with someone else, one of the key decisions you need to make is how to own the property together. The two
If you’re thinking about buying a home or remortgaging this year, you’re probably wondering where mortgage interest rates are headed. The good news? Inflation is
Getting your mortgage application declined can feel like a punch to the gut. But don’t worry—it’s not the end of the road. While your first
It’s the perfect time to think about how you can enhance your living space and add value to your home. Whether you’re planning to create
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause
Recent analysis by Shawbrook reveals a significant shift in professional landlords’ strategies, with many focusing on higher-yielding property types such as semi-commercial and commercial properties.
The landscape of development finance has undergone significant changes since the pre-credit-crunch era when banks were the go-to source for developers. With traditional lenders becoming
If you’re exploring your mortgage options, you might be wondering: what’s the difference between a buy-to-let (BTL) mortgage and a residential mortgage? While these two
The Ultimate Guide for First-Time Landlords and Property Investors Thinking of becoming a landlord or growing your property portfolio? Whether you’re starting with your first
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
You can usually leave a fixed rate mortgage early – however, lenders usually require an early repayment charge and an exit fee.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
If you’re thinking about buying your first home, you might be wondering if using Klarna or other ‘buy now, pay later’ (BNPL) services could cause