Top 5 reasons to take Life Insurance
1st October 2021
No one likes to think about a time after they’ve gone, but life insurance could offer reassurance and comfort to you and your loved ones for this situation.
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No one likes to think about a time after they’ve gone, but life insurance could offer reassurance and comfort to you and your loved ones for this situation.
I would like to introduce you to Beth, one of our Mortgage Case Managers to find out what it’s like to be part of our team.
I would like to introduce you to Sarah, who is one of our expert Mortgage Advisers and Beth, one of our Mortgage Case Managers to find out what it’s like to be part of our team.
There are multiple credit referencing agencies in the UK, each providing you with a report of your credit history and each coming with their own methods or scale on which to score you.
There are many things to consider when buying and viewing properties to live in — such as location, price, condition, chain size. Below we will cover
When looking to raise funds from your property, it can be challenging to work out whether it is better to remortgage, take a further advance
The customers came to us via our website mortgage enquiry form. They were looking for their first mortgage, they also needed to buy via the
The customers came to us as first-time buyers and both NHS key workers, they currently rented a property. They wanted to buy their first home
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help
Mortgage Brokers act as the middleman between you and lots of lenders, they are very experienced in shopping about and getting the best deal for their client’s circumstances.
What is the 95% mortgage scheme? A 95% mortgage allows the buyer to borrow a maximum of 95% of the property price. This is known as the loan to value amount.
Today (3 March 2021) the Government announced 95% mortgages are now available to buy properties up to £600,000 with just a 5% deposit.
A fixed rate mortgage basically means that your interest rate and payments won’t change for the initial product period of your mortgage.
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
A residential mortgage in the UK is a loan that is used to purchase a property for use as a primary residence. The lender, typically a bank or building society, uses the property as collateral for the loan. The borrower makes monthly payments to the lender until the loan is fully repaid, which is typically over a period of 25-30 years.
Right to Acquire is a scheme available if you are a housing association tenant in England. The scheme gives tenants the right to purchase their home at a discounted price. To be eligible for the scheme, tenants must have had a public sector landlord for at least three years.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
Equity release is a way to get cash from the value of your home. It allows you to unlock some of the equity (money) tied up in your property
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
By submitting your details you agree to them being used by Clever Mortgages, or an Appointed Representative of Financial Makeover Ltd, to respond to your enquiry. Please note all second charge and commercial products will be dealt with by Clever Lending who are a trading name of Financial Makeover.
Clever Mortgages is a trading name of Financial Makeover Limited. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Registered Office: Kempton House Kempton Way, Dysart Road, Grantham, Lincolnshire, NG31 7LE. Financial Makeover Limited is authorised and regulated by the Financial Conduct Authority with registered number 706595. Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Our calls may be recorded and monitored for training, compliance and complaint handling purposes. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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