UK interest rates rise to 3.5%: How will a rise affect you?
The benchmark rate stands at 3% and is widely forecast to go up to 3.5% following the latest meeting of the Monetary Policy Committee.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
Our customers are important to us so here is some hints and tips and on how we can help you
Equity release is a way to get cash from the value of your home. It allows you to unlock some of the equity (money) tied up in your property
The price of everyday essentials such as food, petrol and energy are more expensive, meaning that your money simply won’t go as far as it used to.
With costs already significantly higher than six months ago, there are growing concerns that prices are set to increase even further come Autumn.
A mortgage advisor acts between yourself (the client) and the mortgage lender. Their role is to help identify your requirements, your current situation and find a mortgage product that is suitable.
How to get a head start when looking at properties – apply now and get a Decision in Priciple to get ahead of the competition.
Did you know we could secure a remortgage/product transfer 6 months before your existing fixed rate ends Table of Contents Why Mortgage Advice is
Interest rates have increased to the highest level since 2009 as the Bank of England tries to tackle the rising cost of living. Rates rose
Following the Bank of England’s Governor Andrew Bailey stating the need to act upon rising inflation, the market is strongly anticipating a rise in the BoE’s base rate which has been at a record low for the majority of the pandemic.
Family Assist mortgages offer a different approach to lending, allowing close family members the chance to help you get your dream home with no (or very little) deposit.
Home Purchase Schemes. These schemes are designed to put home ownership within reach of more people than ever before.
A fixed rate mortgage basically means that your interest rate and payments won’t change for the initial product period of your mortgage.
Have you ever wondered how a credit score works? How it can affect you? Or why there are different agencies that create your reports?
Below we answer your questions and a link to a free credit report check*
A residential mortgage in the UK is a loan that is used to purchase a property for use as a primary residence. The lender, typically a bank or building society, uses the property as collateral for the loan. The borrower makes monthly payments to the lender until the loan is fully repaid, which is typically over a period of 25-30 years.
Right to Acquire is a scheme available if you are a housing association tenant in England. The scheme gives tenants the right to purchase their home at a discounted price. To be eligible for the scheme, tenants must have had a public sector landlord for at least three years.
Moving house checklist. Please find below our hints and tips for moving house.
Firstly, plan ahead, dont leave it until the last minute.
Equity release is a way to get cash from the value of your home. It allows you to unlock some of the equity (money) tied up in your property
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
By submitting your details you agree to them being used by Clever Mortgages, or an Appointed Representative of Financial Makeover Ltd, to respond to your enquiry. Please note all second charge and commercial products will be dealt with by Clever Lending who are a trading name of Financial Makeover.
Clever Mortgages is a trading name of Financial Makeover Limited. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Registered Office: Kempton House Kempton Way, Dysart Road, Grantham, Lincolnshire, NG31 7LE. Financial Makeover Limited is authorised and regulated by the Financial Conduct Authority with registered number 706595. Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a mortgage or secured loan, a fee will become chargeable. Our calls may be recorded and monitored for training, compliance and complaint handling purposes. Please note commercial mortgages and some buy to let mortgages are not FCA regulated products.
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