Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgage.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 48 reviews Posted on Martyn WatkinsTrustindex verifies that the original source of the review is Google. Very good communication.Always got back to queries promptly.Posted on Adam ParkerTrustindex verifies that the original source of the review is Google. A pleasure to deal with from beginning to end. Amazing team thank you 👏🏼Posted on Emma GibbonsTrustindex verifies that the original source of the review is Google. Sarah and the team at Oak Mortgages are excellent. They made the process of settling the help to buy/remortgaging simple and helped me every step of the way. Thank you Sarah I will definitely be a returning customer!Posted on Sarah BallaamTrustindex verifies that the original source of the review is Google. Such a fantastic service. It’s the second time I have used the team to help with my mortgage and they have been brilliant both times. I will continue to use them in the future! Would recommend to anyone.Posted on Steve RosserTrustindex verifies that the original source of the review is Google. Many thanks to Vicki for your help securing an improved rate renewal for our buy-to-let mortgage.Posted on Maria da CostaTrustindex verifies that the original source of the review is Google. I want to say a massive thank you to the whole team at Oak Mortgage for helping me through my Right to Buy journey. When other brokers couldn’t assist due to the negative impact on my credit score, Oak Mortgage stepped in and truly made a difference. A special thank you to Vicki and Ashleigh for supporting me throughout this challenging process. They made everything run smoothly and far less stressful. They arranged everything in place for me so I would never feel unsupported or hopeless. From the very beginning right through to completion, they were there — guiding, explaining, and always keeping me informed and updated. I also want to extend my gratitude to Ashley, who helped me arrange my life insurance with patience and professionalism. I highly recommend Oak Mortgage, especially to anyone struggling or feeling like they’ve run out of options. They genuinely go the extra mile to make things happen. You are all incredible — thank you for helping me achieve my dream of owning my home! I AM VERY HAPPY!!!Posted on Bethany DaviesTrustindex verifies that the original source of the review is Google. We worked with abby and simone after thinking we couldn't get a mortgage. Oak mortgages secured us a reasonable mortgage and even after this helpped us untill completion.Posted on Lee EvansTrustindex verifies that the original source of the review is Google. Fantastic from start to finish. Easy to talk to, made the process easier as they did all the hard work. Very efficient and will definitely be using them again. Shout out to Sarah, Vicki & Ashleigh.Posted on Jessica Nicole O HaraTrustindex verifies that the original source of the review is Google. Claire gave us hope when we had none. She was patient and gave us great advice. She managed to get us a mortgage with Halifax at a brilliant rate! Our purchase was not an easy road either as we were buying my relatives out on my late grandparents house which was very messy but Claire was supportive all the way. Would highly recommend.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
See if you pre-qualify for a mortgage
Enquire about a mortgage with our pre-qualifying affordability form. No imprint on your credit score.
Will not affect credit score
Are you ready to get a mortgage?
Whether you’re a first time buyer, looking to move home or looking for a better deal, we can help you find a mortgage that’s right for you.
There are lots of options available depending on your requirements when buying a property.
It also comes down to your personal situation. One lender might be right for one person, but not another. Our experts have lots of experience and will know the right lender and product to match you with.
So what are you waiting for, simply complete the form or call us on 0330 232 0285 for a free no obligation chat with one of our specialist brokers.
Complete our quick form above
Let us know a few details about the mortgage you require
A mortgage specialist will call
One of our brokers will call and get a few more details of your requirements
We search for your perfect mortgage
We will search the market for the best rates for your circumstances
A Decision in Principle is made
We will secure a DiP with a lender, if you approve we move forward with a full application.
Our specialists are here to help find the right mortgage for you!
You might have lots of questions if you are looking to apply for a mortgage.
The most common of these is a straight forward residential mortgage. But there are still lots of questions.
- Should I get a mortgage before I look for a house?
- How much should I borrow?
- How much deposit do I need?
- How long should I take the mortgage for?
- Should I go fixed, variable or tracker?
- What is LTV?
And most of all, what is involved in buying a house? Solicitors fee’s, mortgage fees, valuations, stamp duty, surveys…
It can seem a bit to much to think about. But don’t worry, the specialists at Clever Mortgages can explain this to you simply, and advise on the right product for your situation, which lender is best, who has the best rates. We will be with you every step of the way, even helping with solicitors and the application.
Simply use the callback form below and one of our brokers will call you back and go through your circumstances.
We're on a mission to save you money on your mortgage
- Over 100 lenders
- Personalised Advice Service
- 1000s of products and access to exclusive rates
- Tailored recommendations to your individual needs
- We do the application on your behalf
- Secure Online Portal for document upload
- We liaise with all parties on your behalf
- Helping you even where others have said no
- Excellent Reviews
Arrange a callback
We specialise in helping people find a mortgage and remortgage.
We require your details only once and we’ll know the best lenders for your circumstance and give you the best rates.
What should I do next?
There are many ways to contact us
Enquire online – our simple online form takes just a few minutes.
Give us a Call – our qualified advisers will assess what you are looking and do all the hard work for you searching the market – 0330 232 0285.
Ask for a callback – havent got time now? Ask us to call you back and a time / day convenient to yourself. Call me back.
LiveChat – message us here and tell us what you are looking for our agents are on hand to help.
Below are some of the lenders we work with














