Buying a property?

Are you looking for a mortgage?

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Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

Posted on Google Google
G S profile picture
G S
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
Posted on Google Google
DOBO and the Foodies profile picture
DOBO and the Foodies
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
Posted on Google Google
Caoimhe Clarke profile picture
Caoimhe Clarke
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
Posted on Google Google
Lisa Zuccotti profile picture
Lisa Zuccotti
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
Posted on Google Google
Reece Baird profile picture
Reece Baird
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
Posted on Google Google
graham draper profile picture
graham draper
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
Posted on Google Google
Ant profile picture
Ant
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. ​Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. ​I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!
Posted on Google Google
Alannah McNaughton profile picture
Alannah McNaughton
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her :)
Posted on Google Google
DanielaDany Zavaliche profile picture
DanielaDany Zavaliche
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They are a very good and friendly team. I am very proud of them. Well done!
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Ready to start your process?

Enquire about a mortgage with our affordability form. No imprint on your credit score.

Will not affect credit score

Are you ready to get a mortgage?

Whether you’re a first time buyer, looking to move home or looking for a better deal, we can help you find a mortgage that’s right for you.

There are lots of options available depending on your requirements when buying a property.

It also comes down to your personal situation. One lender might be right for one person, but not another. Our experts have lots of experience and will know the right lender and product to match you with.

So what are you waiting for, simply complete the form or call us on 0330 232 0285 for a free no obligation chat with one of our specialist brokers.

Complete our quick form above

Let us know a few details about the mortgage you require

A mortgage specialist will call

One of our brokers will call and get a few more details of your requirements

We search for your perfect mortgage

We will search the market for the best rates for your circumstances

A Decision in Principle is made

We will secure a DiP with a lender, if you approve we move forward with a full application.

Our specialists are here to help find the right mortgage for you!

You might have lots of questions if you are looking to apply for a mortgage.

The most common of these is a straight forward residential mortgage. But there are still lots of questions.

  • Should I get a mortgage before I look for a house?
  • How much should I borrow?
  • How much deposit do I need?
  • How long should I take the mortgage for?
  • Should I go fixed, variable or tracker?
  • What is LTV?

And most of all, what is involved in buying a house? Solicitors fee’s, mortgage fees, valuations, stamp duty, surveys…

It can seem a bit to much to think about. But don’t worry, the specialists at Clever Mortgages can explain this to you simply, and advise on the right product for your situation, which lender is best, who has the best rates. We will be with you every step of the way, even helping with solicitors and the application.

Simply use the callback form below and one of our brokers will call you back and go through your circumstances.

We're on a mission to save you money on your mortgage

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We specialise in helping people find a mortgage and remortgage.

We require your details only once and we’ll know the best lenders for your circumstance and give you the best rates.

What should I do next?

There are many ways to contact us

Enquire online – our simple online form takes just a few minutes.

Give us a Call – our qualified advisers will assess what you are looking and do all the hard work for you searching the market – 0330 232 0285.

Ask for a callback – havent got time now? Ask us to call you back and a time / day convenient to yourself. Call me back.

LiveChat – message us here and tell us what you are looking for our agents are on hand to help.

Below are some of the lenders we work with