Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgage.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 33 reviews Posted on Trish WrightTrustindex verifies that the original source of the review is Google. Extremely helpful team. From start to finish they supported us through a complex remortgage process. Nothing was ever too much trouble. They were professional and reassuring throughout. Thank youPosted on Laura JonesTrustindex verifies that the original source of the review is Google. First class service from a top draw company. Our mortgage advisor Sarah is incredible and we wouldn’t want to deal with anyone else. Thank you for all of your hard work and efforts, we really appreciate it.Posted on Luke PickTrustindex verifies that the original source of the review is Google. Fantastic start to finish, what a lovely team to communicate with who truly care about finding you the best deal. They kept in touch, they offered support and ear to moan to but always kept things positive and moving forward.Posted on Millie WardTrustindex verifies that the original source of the review is Google. We had such amazing support through out the whole process of buying a house. They really took their time explaining things we didn’t quite understand and went through everything throughly. We want to thank Sarah, Ashley and Ashleigh as they gave us constant support and always replied fast to our enquiries. They made a stressful time a smoother process.Posted on James McDonnellTrustindex verifies that the original source of the review is Google. New experience as first time buyers but Sarah and her team were extremely efficient and allowed our constant bombardment of questions to be met with happy answers. House purchasing is stressful and for ourselves it was very confusing but they provided us with reassurances and managed our expectations throughout the process. Thanks again team for helping us with our first house purchase on a home we never thought we could achieve.Posted on Helen WyllieTrustindex verifies that the original source of the review is Google. Excellent service from start to finish. All staff were so helpful and efficient. I remortgaged following my divorce and was guided through every step. Most highly recommended. Thank you so much.Posted on John ZhouTrustindex verifies that the original source of the review is Google. We were lucky enough to find Sarah and Chris at Oak Mortgage. Our mortgage was refused by our current mortgage lender Halifax, just a few weeks before completion due to one of us being self-employed. We were then turned down again by other time-wasting agents. The situation quickly became a nightmare — not just for us, but also for our seller and buyer. Most mortgage advisors weren’t willing to invest the time, as many prefer straightforward cases, even though both of our credit scores were above 600/700. But Chris and Sarah truly demonstrated what British professionalism should look like: they were attentive listeners, patient, and highly professional throughout. Thanks to their support, our case was completed smoothly within a few weeks. Although it slightly delayed our original plan, we successfully completed in the end. We would definitely and highly recommend Sarah and her team — well done and thank you!Posted on Bethan PriceTrustindex verifies that the original source of the review is Google. Outstanding Service from Sarah Tinkler at Oak Mortgages I can't recommend Oak Mortgages enough, especially Sarah Tinkler, who has been absolutely amazing throughout the entire process. She was incredibly knowledgeable, supportive, and always quick to respond to any questions I had. Nothing was ever too much trouble, and she made what could have been a stressful process feel smooth and straightforward. Thank you so much, Sarah 🙂 BethanPosted on Edmund FryTrustindex verifies that the original source of the review is Google. Claire made the process simple and helped explain all our options. Would highly recommend.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
See if you pre-qualify for a mortgage
Enquire about a mortgage with our pre-qualifying affordability form. No imprint on your credit score.
Will not affect credit score
Are you ready to get a mortgage?
Whether you’re a first time buyer, looking to move home or looking for a better deal, we can help you find a mortgage that’s right for you.
There are lots of options available depending on your requirements when buying a property.
It also comes down to your personal situation. One lender might be right for one person, but not another. Our experts have lots of experience and will know the right lender and product to match you with.
So what are you waiting for, simply complete the form or call us on 0330 232 0285 for a free no obligation chat with one of our specialist brokers.
Complete our quick form above
Let us know a few details about the mortgage you require
A mortgage specialist will call
One of our brokers will call and get a few more details of your requirements
We search for your perfect mortgage
We will search the market for the best rates for your circumstances
A Decision in Principle is made
We will secure a DiP with a lender, if you approve we move forward with a full application.
Our specialists are here to help find the right mortgage for you!
You might have lots of questions if you are looking to apply for a mortgage.
The most common of these is a straight forward residential mortgage. But there are still lots of questions.
- Should I get a mortgage before I look for a house?
- How much should I borrow?
- How much deposit do I need?
- How long should I take the mortgage for?
- Should I go fixed, variable or tracker?
- What is LTV?
And most of all, what is involved in buying a house? Solicitors fee’s, mortgage fees, valuations, stamp duty, surveys…
It can seem a bit to much to think about. But don’t worry, the specialists at Clever Mortgages can explain this to you simply, and advise on the right product for your situation, which lender is best, who has the best rates. We will be with you every step of the way, even helping with solicitors and the application.
Simply use the callback form below and one of our brokers will call you back and go through your circumstances.
We're on a mission to save you money on your mortgage
- Over 100 lenders
- Personalised Advice Service
- 1000s of products and access to exclusive rates
- Tailored recommendations to your individual needs
- We do the application on your behalf
- Secure Online Portal for document upload
- We liaise with all parties on your behalf
- Helping you even where others have said no
- Excellent Reviews
Arrange a callback
We specialise in helping people find a mortgage and remortgage.
We require your details only once and we’ll know the best lenders for your circumstance and give you the best rates.
What should I do next?
There are many ways to contact us
Enquire online – our simple online form takes just a few minutes.
Give us a Call – our qualified advisers will assess what you are looking and do all the hard work for you searching the market – 0330 232 0285.
Ask for a callback – havent got time now? Ask us to call you back and a time / day convenient to yourself. Call me back.
LiveChat – message us here and tell us what you are looking for our agents are on hand to help.
Below are some of the lenders we work with














