How to Read Your UK Credit Report (Experian, Equifax, TransUnion & Checkmyfile)
Why Credit Reports Matter Your credit report is essentially your financial report card. It shows how reliably you’ve managed credit in the past. Lenders (like banks, credit card companies, or car finance providers) check your report when deciding whether to approve you for loans, mortgages, or even mobile contracts. A strong credit report can unlock […]
Mortgages for Content Creators
Are you a YouTuber, TikTok creator, Only Fans model, Twitch streamer, or full-time influencer wondering if buying a home is even possible with your income? The short answer: yes, absolutely, but the route might be a little different to someone on a traditional 9–5 salary. At Clever Mortgages, we work with people from all walks […]
Navigating Your Home and Mortgage After Separation
Separation can be one of the most challenging times in your life, and figuring out what to do with your home is often at the heart of it. However, there are several options available from buying out your ex-partner to selling and starting fresh. We’ve broken these down to help you understand what’s possible and […]
Remortgage with Poor Credit
Are you thinking about a remortgage? Are you unsure what that term means? Are you worried your credit score may let you down or even prevent you from remortgaging altogether?
We’re here to help
How to Get Your Bank Statements in Tip-Top Shape Before Applying for a Mortgage
If you’re thinking about applying for a mortgage, one of the most overlooked, yet critical parts of the process is your bank statements. Lenders don’t just glance at your income; they scrutinise your spending habits, financial stability, and even the tone of your transactions. So, how can you make sure your statements paint the right […]
Real Clients, Real Results – Mr B’s Remortgage Success
From 9.20% to 5.59% – How Clever Mortgages Saved One Client Nearly £10,000 At Clever Mortgages, we know that life doesn’t always go to plan, and neither does your credit history. But that doesn’t mean you should be stuck paying a sky-high mortgage rate. Take our client, Mr B. He came to us on a […]
