Unsecured business loan

Speedy finance with an unsecured business loan

If you need to take out a loan for your business, we offer a wide range of solutions, which can provide you with unsecured finance. We have access to a range of unsecured business loans to help provide you with funding for almost any scenario, including:

Paying a VAT or corporation tax bill
Funding a marketing campaign
Taking on new staff to expand the business more quickly
Generate general working capital

Unsecured loans are a great funding option for businesses that don’t own many assets, would prefer not to offer security, or any company that’s growing fast and needs finance quickly.

Rather like personal loans for individuals, unsecured business loans can be used for most legitimate purposes and the amounts that can be raised can often be significant six-figure sums.

Can new businesses take out unsecured loans if they have only just started?

Yes, we could help businesses which have been trading for a minimum of three months by:

Securing an unsecured business loan, which could be approved within 24-hours
Receiving funds within just a few days of approval
Paying outstanding HMRC bills
Preventing debts being pursued through the courts

A potential scenario of when a business could benefit from an unsecured business loan

If a business owner had an outstanding HMRC bill and was being put under pressure to settle the debt or risk being pursued through the courts, an unsecured business loan could help. When a business has some large deals coming in over the coming months, an unsecured business loan could help during this difficult period.

If the business accounts are strong, we could help a business to organise a short-term unsecured business loan large enough to keep HMRC happy and enable the owner to business going until the large deals are complete.

We have access to lenders which could approve an unsecured business loan within 24 hours from enquiry and release the funds within just a couple of days.

No obligation advice on unsecured business loans

6 Great reasons to choose Clever Mortgages

Various proofs of income

We’ll review each case and can accept various forms of proof of income, including SA103s, pensions and benefits.

Flexible underwriting

Having access to dozens of lenders means we can accept applications from people with adverse credit or poor accounts.

Unsecured lending products to suit all needs

Unsecured loans from £25k to £250k.

All types of applicant

We can provide unsecured loans to sole traders, partnerships or Limited Companies.

Speed

Many of our unsecured funders can provide the facility with a couple of days of receipt of the enquiry.

Excellent Reviews

We’re proud of our long-standing 5 Star Rating on Trustpilot, and love all the positive feedback we get from customers every day.

Why use a mortgage broker for an unsecured business loan?

Mortgage brokers can help you find the best deals on the market – not just from one lender. With a broker you’ll get:

Valuable knowledge, through years of experience helping customers to find mortgages
An improved chance at finding a mortgage, some mortgages are only available through a broker
Help with the application process, as usually just one application can be used across various lenders
Advice on how to improve your chances, for instance getting a guarantor or applying for a joint mortgage

About Clever Mortgages

We specialise in assessing an individual’s situation, and finding the right mortgage solution for them. We can help:

With remortgages, buy-to-let, and first-time buyers mortgages. We have experts who cover these areas
Even if you’ve got bad credit – we help people every day with a variety of credit histories to find the right mortgage
With applications, as we’ll take the hassle away. We require your details once and we’ll know the best lenders for your circumstance
Our team know the lenders that are most likely to say ‘yes’, and give you the best rates

What should I do next?

You enquire online with us today or request a call back
Our simple form takes a couple of minutes to fill in, this gets the ball rolling

One of our experts will give you a call to find out more about your situation
We have experts in remortgaging, who focus solely on helping customers save money

We do all the hard work for you
We search the market for the trusted lender that’s right for you

Our expert will get back in touch
We can guide you every step of the way, and we’ll always keep you up-to-date with progress

Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

      EXCELLENT  
   Based on 82 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   G S 
 
 
 
 Trustindex verifies that the original source of the review is Google. From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
  
 
      Posted on Google  
   
   DOBO and the Foodies 
 
 
 
 Trustindex verifies that the original source of the review is Google. Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
  
 
      Posted on Google  
   
   Caoimhe Clarke 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
  
 
      Posted on Google  
   
   Lisa Zuccotti 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
  
 
      Posted on Google  
   
   Reece Baird 
 
 
 
 Trustindex verifies that the original source of the review is Google. claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
  
 
      Posted on Google  
   
   graham draper 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
  
 
      Posted on Google  
   
   Ant 
 
 
 
 Trustindex verifies that the original source of the review is Google. Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!
  
 
      Posted on Google  
   
   Alannah McNaughton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her :)
  
 
      Posted on Google  
   
   DanielaDany Zavaliche 
 
 
 
 Trustindex verifies that the original source of the review is Google. They are a very good and friendly team. I am very proud of them. Well done!
  
 
  
  
 
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