A mortgage solution tailored for you

We make mortgages easy. Whether you’re buying a property

, looking to remortgage or want to make home improvements, we’ll make sure we provide the right solution for you.

If you’re a landlord looking for a buy-to-let mortgage or thinking of consolidating your debt, we’ll consider all the different options and arrange the right mortgage for your requirements. We specialise in maximising opportunities for our customers.

We work closely with over 100 Lenders and can find the most suitable solution from over 1000 products. Let us take away the hassle of searching for different mortgages from different providers. We will always take your individual situation into account and use our expertise to provide a solution based on your needs.

It’s really easy to talk to us about finding a mortgage solution for you.

Speak to one of our brokers now, or fill in our simple enquiry form and we’ll go through all your mortgage options.

You can also use our calculator to work out how much you could borrow and how much your monthly payments could.

I will aim to secure you a mortgage whatever your circumstances
Jacek Musialik on 07894 685185

I have always been passionate about finance and my interested were cemented by graduating with Master’s degree in Economics. In 2012 I became fully qualified mortgage & protection adviser which allowed me to launch my career in the financial industry in the UK. I have previously worked for the citizens advice bureau which really shaped my focus on clients’ individual needs and achieving best outcomes for them; this ethos continues now I’ve entered Mortgage & Protection industry.

My knowledge is across the variety of mortgage and protection, but working for Clever Mortgages allows me to deal with some very complex lending cases and I really enjoy that challenge. I work flexibly, I am based at the office of Pridea estate agents in Lincoln and provide a free initial consultation. – Jacek-Musialik

Jacek Musialik
Mortgage & Protection Adviser
YOUR LOCAL ADVISER

For further information or to arrange an appointment,
contact me on 07894 685185 or email
jacek.musialik@clever-mortgages.co.uk

Mortgages & remortgaging
Poor credit mortgages
Buy to let
Equity release

Commercial, bridging & development finance
Life insurance & Income protection
Funeral plans
Secured loans

No obligation advice on all types of mortgages

Try our Mortgage Calculator – let’s see what you could borrow

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Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

      EXCELLENT  
   Based on 82 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   G S 
 
 
 
 Trustindex verifies that the original source of the review is Google. From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
  
 
      Posted on Google  
   
   DOBO and the Foodies 
 
 
 
 Trustindex verifies that the original source of the review is Google. Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
  
 
      Posted on Google  
   
   Caoimhe Clarke 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
  
 
      Posted on Google  
   
   Lisa Zuccotti 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
  
 
      Posted on Google  
   
   Reece Baird 
 
 
 
 Trustindex verifies that the original source of the review is Google. claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
  
 
      Posted on Google  
   
   graham draper 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
  
 
      Posted on Google  
   
   Ant 
 
 
 
 Trustindex verifies that the original source of the review is Google. Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!
  
 
      Posted on Google  
   
   Alannah McNaughton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her :)
  
 
      Posted on Google  
   
   DanielaDany Zavaliche 
 
 
 
 Trustindex verifies that the original source of the review is Google. They are a very good and friendly team. I am very proud of them. Well done!
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more