Thinking of moving house?
Whether you’ve outgrown your current home, found your dream location, or are simply ready for a change, selling your property is a big step, especially if it’s your first time.
Even if you were a first-time buyer when you purchased, selling brings a whole new set of questions, jargon, and moving parts. From estate agents to removals and mortgages to conveyancing, this blog will help you navigate the process with confidence and clarity.
Step 1: Get Your House Ready to Sell
Before calling in the professionals, do what you can to make your home market-ready.
- Declutter and deep clean
- Tidy the garden
- Make small repairs (yes, that squeaky door too!)
- Think about kerb appeal, first impressions matter
Step 2: Choose the Right Estate Agent
A good estate agent will value your property accurately, market it effectively, handle viewings, and negotiate on your behalf.
Top tip: Don’t just go with the cheapest, look at reviews, local presence, and how proactive they seem.
Step 3: Sort Out Your Finances
This is where we come in!
- Can you port your existing mortgage?
- Do you need to borrow more?
- Are there ERC’s (Early Repayment Charges) on your existing mortgages?
- Would a new mortgage deal save you money?
Even before your property is under offer, it’s worth speaking to a mortgage adviser so you know your budget for your next move.
💬 At Clever Mortgages, we’ll look at your current mortgage, your moving plans, and help you find the best options, without the jargon.
Step 4: Instruct a Conveyancer or Solicitor
As soon as your property goes on the market, get your solicitor or conveyancer instructed. This speeds things up once you accept an offer. They’ll handle all the legal work, from title deeds to contracts and completion.
Step 5: Be Prepared for Surveys
Your buyer will likely arrange a survey. If your home needs any work or has issues like damp, this could come up, so it’s worth getting ahead of any surprises.
Step 6: Book Removals Early
Good removal companies get booked up fast, especially during holidays and end-of-month Fridays.
Get quotes early and check reviews. Some even offer packing services to save you the stress!
Step 7: Plan Your Timeline (and Your Exit!)
- Aim for clear communication between your buyer, estate agent, solicitor, and mortgage broker.
- Try to agree on completion dates early to avoid a last-minute rush.
- Don’t forget to notify utilities, update your address, and redirect your post!
Final Thought: You Don’t Have to Do This Alone
Selling and buying at the same time can feel like a juggling act, especially if you’re doing it while working or raising a family. But the right support makes all the difference.
If you’re starting your moving journey and need mortgage advice that’s clear, straightforward, and tailored to you, get in touch with Clever Mortgages today.
