From 9.20% to 5.59% – How Clever Mortgages Saved One Client Nearly £10,000
At Clever Mortgages, we know that life doesn’t always go to plan, and neither does your credit history. But that doesn’t mean you should be stuck paying a sky-high mortgage rate.
Take our client, Mr B.
He came to us on a 9.20% fixed rate mortgage with Bluestone. After recently completing an Individual Voluntary Arrangement (IVA) in April, he thought he had limited options.
We proved otherwise.
After carefully reviewing Mr B’s circumstances and credit profile, we arranged a like-for-like remortgage with Metro Bank at a significantly improved rate of 5.59% fixed for 2 years.
✅ The outcome:
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Monthly saving: £398
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Total 2-year saving: £9,952
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Peace of mind: Priceless
For Mr B, this wasn’t just about saving money – it was about taking control of his finances again and moving forward confidently.
💡 The takeaway?
You’re more than your credit score. If you’ve completed an IVA or faced other financial challenges, there may still be real options out there – you just need a broker who knows where to look.
Want to know if we could help you too?
📞 Get in touch for a no-obligation chat, your future could look very different.
