Your Trusted Mortgage Broker in the UK: Clever Mortgages

Welcome to Clever Mortgages, your go-to mortgage broker for all your mortgage needs in the UK.

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Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

Trustpilot 
 
 
 
 
  EXCELLENT  
 Google star 1Google star 2Google star 3Google star 4Google star 5 
 Based on 82 reviews 
  
 
 
 
 
 
 
 
  
 
 
 
 Posted on Google Google 
 
 G S profile picture 
 
 
 G S 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
  
 
  
 
 
 
 Posted on Google Google 
 
 DOBO and the Foodies profile picture 
 
 
 DOBO and the Foodies 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
  
 
  
 
 
 
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 Caoimhe Clarke profile picture 
 
 
 Caoimhe Clarke 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
  
 
  
 
 
 
 Posted on Google Google 
 
 Lisa Zuccotti profile picture 
 
 
 Lisa Zuccotti 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
  
 
  
 
 
 
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 Reece Baird profile picture 
 
 
 Reece Baird 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
  
 
  
 
 
 
 Posted on Google Google 
 
 graham draper profile picture 
 
 
 graham draper 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
  
 
  
 
 
 
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 Ant profile picture 
 
 
 Ant 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. ​Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. ​I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!
  
 
  
 
 
 
 Posted on Google Google 
 
 Alannah McNaughton profile picture 
 
 
 Alannah McNaughton 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her :)
  
 
  
 
 
 
 Posted on Google Google 
 
 DanielaDany Zavaliche profile picture 
 
 
 DanielaDany Zavaliche 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
They are a very good and friendly team. I am very proud of them. Well done!
  
 
  
 
 
 
   
 
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ADVERSE BROKER WINNER​

Whether you’re buying your dream home, looking to remortgage, or need expert advice on protection, our dedicated team is here to support you every step of the way.

Why Choose Clever Mortgages?

  1. Extensive Access: Gain access to an extensive network of over 100 lenders and thousands of mortgage products. Our wide range ensures we can find the perfect solution tailored to your unique requirements. Even products not available to the general public.
  2. Expert Guidance: No matter your financial background, our team of experts is equipped to assist you. Our team of mortgage brokers specialise in all kinds of mortgages, from prime mortgages to people with poor credit or complex financial situations find suitable mortgage solutions.
  3. Agreement in Principle: Secure your Agreement in Principle with us before house hunting. This not only provides clarity on your borrowing capacity but also strengthens your offer to sellers, increasing your chances of success.
  4. Competitive Rates: Despite challenges, we’ve successfully arranged over £400m in mortgages at competitive rates. Even if you’ve been turned away by high street lenders, we’ll work tirelessly to find the best deal for you.
  5. Flexible Communication: We will work around you for calls and emails, we also have a flexible mortgage portal for you to work in your own time.
  6. Nationwide coverage: Our Mortgage brokers cover the whole of the UK.

Why Work with a Mortgage Broker?

  1. Market Expertise: Tap into our wealth of experience navigating the mortgage market. Our expert knowledge ensures you get access to the best deals available.
  2. Exclusive Offers: Benefit from exclusive deals from lenders that may not be accessible through direct channels. We have access to offers that could save you money in the long run.
  3. Simplified Process: We streamline the application process by managing submissions across multiple lenders, saving you time and effort. Our goal is to make the process as smooth as possible for you and hopefully only one application.
  4. Personalised Advice: Receive tailored advice on improving your mortgage eligibility and exploring alternative options, such as joint mortgages, purchase schemes, self-employed. We’re here to help you find the best solution for your specific situation.
  5. Regulatory Compliance: Rest assured; we operate under the regulations set by the Financial Conduct Authority (FCA). Your interests and security are our top priorities.

Our Mortgage Broker Services:

Comprehensive Coverage

With access to over 1000 mortgage options from 100+ lenders, we ensure you find the perfect fit for your needs.

End-to-End Support

From application paperwork to liaising with lenders and solicitors, we handle the entire process, keeping you informed at every stage.

Additional Assistance

In addition to mortgage services, we also offer support with legal work, property surveys, and comprehensive reports to facilitate informed decision-making.

Why Choose Clever Mortgages?

  1. Transparent Fees: We believe in transparency and provide clear information about any applicable fees, ensuring you have a complete understanding of the costs involved.
  2. Top-Rated Service: Our commitment to excellence is reflected in our five-star ratings from independent reviews. You can trust us to deliver exceptional service and results.
  3. Tailored Solutions: We understand that every client is unique, and we tailor our approach to meet your specific needs and preferences.
  4. Award winning: We are an award winning mortgage broker.

Final Thoughts:

Navigating the mortgage landscape can be daunting, but with Clever Mortgages as your trusted mortgage broker, you can proceed with confidence. Let us simplify the process and guide you towards securing the ideal mortgage for your needs. Get in touch with us today to take the first step towards your homeownership journey.