Your Trusted Mortgage Broker in the UK: Clever Mortgages
Welcome to Clever Mortgages, your go-to mortgage broker for all your mortgage needs in the UK.
Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgage.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 33 reviews Posted on Trish WrightTrustindex verifies that the original source of the review is Google. Extremely helpful team. From start to finish they supported us through a complex remortgage process. Nothing was ever too much trouble. They were professional and reassuring throughout. Thank youPosted on Laura JonesTrustindex verifies that the original source of the review is Google. First class service from a top draw company. Our mortgage advisor Sarah is incredible and we wouldn’t want to deal with anyone else. Thank you for all of your hard work and efforts, we really appreciate it.Posted on Luke PickTrustindex verifies that the original source of the review is Google. Fantastic start to finish, what a lovely team to communicate with who truly care about finding you the best deal. They kept in touch, they offered support and ear to moan to but always kept things positive and moving forward.Posted on Millie WardTrustindex verifies that the original source of the review is Google. We had such amazing support through out the whole process of buying a house. They really took their time explaining things we didn’t quite understand and went through everything throughly. We want to thank Sarah, Ashley and Ashleigh as they gave us constant support and always replied fast to our enquiries. They made a stressful time a smoother process.Posted on James McDonnellTrustindex verifies that the original source of the review is Google. New experience as first time buyers but Sarah and her team were extremely efficient and allowed our constant bombardment of questions to be met with happy answers. House purchasing is stressful and for ourselves it was very confusing but they provided us with reassurances and managed our expectations throughout the process. Thanks again team for helping us with our first house purchase on a home we never thought we could achieve.Posted on Helen WyllieTrustindex verifies that the original source of the review is Google. Excellent service from start to finish. All staff were so helpful and efficient. I remortgaged following my divorce and was guided through every step. Most highly recommended. Thank you so much.Posted on John ZhouTrustindex verifies that the original source of the review is Google. We were lucky enough to find Sarah and Chris at Oak Mortgage. Our mortgage was refused by our current mortgage lender Halifax, just a few weeks before completion due to one of us being self-employed. We were then turned down again by other time-wasting agents. The situation quickly became a nightmare — not just for us, but also for our seller and buyer. Most mortgage advisors weren’t willing to invest the time, as many prefer straightforward cases, even though both of our credit scores were above 600/700. But Chris and Sarah truly demonstrated what British professionalism should look like: they were attentive listeners, patient, and highly professional throughout. Thanks to their support, our case was completed smoothly within a few weeks. Although it slightly delayed our original plan, we successfully completed in the end. We would definitely and highly recommend Sarah and her team — well done and thank you!Posted on Bethan PriceTrustindex verifies that the original source of the review is Google. Outstanding Service from Sarah Tinkler at Oak Mortgages I can't recommend Oak Mortgages enough, especially Sarah Tinkler, who has been absolutely amazing throughout the entire process. She was incredibly knowledgeable, supportive, and always quick to respond to any questions I had. Nothing was ever too much trouble, and she made what could have been a stressful process feel smooth and straightforward. Thank you so much, Sarah 🙂 BethanPosted on Edmund FryTrustindex verifies that the original source of the review is Google. Claire made the process simple and helped explain all our options. Would highly recommend.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
ADVERSE BROKER WINNER
Whether you’re buying your dream home, looking to remortgage, or need expert advice on protection, our dedicated team is here to support you every step of the way.
Why Choose Clever Mortgages?
- Extensive Access: Gain access to an extensive network of over 100 lenders and thousands of mortgage products. Our wide range ensures we can find the perfect solution tailored to your unique requirements. Even products not available to the general public.
- Expert Guidance: No matter your financial background, our team of experts is equipped to assist you. Our team of mortgage brokers specialise in all kinds of mortgages, from prime mortgages to people with poor credit or complex financial situations find suitable mortgage solutions.
- Agreement in Principle: Secure your Agreement in Principle with us before house hunting. This not only provides clarity on your borrowing capacity but also strengthens your offer to sellers, increasing your chances of success.
- Competitive Rates: Despite challenges, we’ve successfully arranged over £400m in mortgages at competitive rates. Even if you’ve been turned away by high street lenders, we’ll work tirelessly to find the best deal for you.
- Flexible Communication: We will work around you for calls and emails, we also have a flexible mortgage portal for you to work in your own time.
- Nationwide coverage: Our Mortgage brokers cover the whole of the UK.
Why Work with a Mortgage Broker?
- Market Expertise: Tap into our wealth of experience navigating the mortgage market. Our expert knowledge ensures you get access to the best deals available.
- Exclusive Offers: Benefit from exclusive deals from lenders that may not be accessible through direct channels. We have access to offers that could save you money in the long run.
- Simplified Process: We streamline the application process by managing submissions across multiple lenders, saving you time and effort. Our goal is to make the process as smooth as possible for you and hopefully only one application.
- Personalised Advice: Receive tailored advice on improving your mortgage eligibility and exploring alternative options, such as joint mortgages, purchase schemes, self-employed. We’re here to help you find the best solution for your specific situation.
- Regulatory Compliance: Rest assured; we operate under the regulations set by the Financial Conduct Authority (FCA). Your interests and security are our top priorities.
Our Mortgage Broker Services:

Comprehensive Coverage
With access to over 1000 mortgage options from 100+ lenders, we ensure you find the perfect fit for your needs.

End-to-End Support
From application paperwork to liaising with lenders and solicitors, we handle the entire process, keeping you informed at every stage.

Additional Assistance
In addition to mortgage services, we also offer support with legal work, property surveys, and comprehensive reports to facilitate informed decision-making.
Why Choose Clever Mortgages?
- Transparent Fees: We believe in transparency and provide clear information about any applicable fees, ensuring you have a complete understanding of the costs involved.
- Top-Rated Service: Our commitment to excellence is reflected in our five-star ratings from independent reviews. You can trust us to deliver exceptional service and results.
- Tailored Solutions: We understand that every client is unique, and we tailor our approach to meet your specific needs and preferences.
- Award winning: We are an award winning mortgage broker.
Final Thoughts:
Navigating the mortgage landscape can be daunting, but with Clever Mortgages as your trusted mortgage broker, you can proceed with confidence. Let us simplify the process and guide you towards securing the ideal mortgage for your needs. Get in touch with us today to take the first step towards your homeownership journey.