Your Trusted Mortgage Broker in the UK: Clever Mortgages
Welcome to Clever Mortgages, your go-to mortgage broker for all your mortgage needs in the UK.
Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 57 reviews Posted on Robert & Alisha HerringTrustindex verifies that the original source of the review is Google. Oak Mortgages were amazing throughout our house sale & purchase. Abbey in particular was great, answering any questions we had promptly and providing a friendly service.Posted on Mayo AderintoTrustindex verifies that the original source of the review is Google. I cannot thank Oak Mortgages enough for all their help and support during my mortgage process. They were professional, knowledgeable, and always available to answer my questions. Everything was handled efficiently and I was kept informed at every stage. They made the whole experience much easier than I expected and I’m very grateful for all their hard work. I would definitely recommend them to friends and family.Posted on HolmesTrustindex verifies that the original source of the review is Google. Very friendly staff. Easily approachable when asking questions to gain clarity.Posted on RochelleTrustindex verifies that the original source of the review is Google. Laura was amazing from start to finish, very helpful and knowledgable. As first time buyers she explained everything in a simple yet informative way and was very responsive to any queries we had throughout. We would definitely recommend Laura to anyone looking to buy/get on the property ladderPosted on Benas DovidauskasTrustindex verifies that the original source of the review is Google. I had an excellent experience working with Claire Geraghty at Oak Mortgages. Claire was professional, knowledgeable, and incredibly supportive throughout the entire mortgage process. She took the time to clearly explain all the options available and made sure I understood each step, which made what can often be a stressful process feel straightforward and manageable. Claire was always responsive, patient with questions, and proactive in keeping everything moving smoothly. Her expertise and attention to detail gave me real confidence that I was getting the best possible advice for my situation. I would highly recommend Claire Geraghty and Oak Mortgages to anyone looking for a reliable, friendly, and highly competent mortgage advisorPosted on Samuel Robert StewartTrustindex verifies that the original source of the review is Google. I had a fantastic experience with Oak Mortgages and couldn’t recommend them highly enough. Sarah is the best—she was professional, knowledgeable, and genuinely took the time to understand our situation. Everything was explained clearly, without jargon, which made the whole mortgage process far less stressful than I expected. Sarah was always responsive, kept us updated at every stage, and worked hard to find the best deal for me. It really felt like she had our best interests at heart rather than just trying to push a product. If you’re looking for reliable, friendly, and expert mortgage advice, Oak Mortgages—and especially Sarah—are an excellent choice.Posted on Jon SmythTrustindex verifies that the original source of the review is Google. A very easy and stress free re-mortgage thanks to Vicki and the team. We were kept well informed from start to finish. Highly recommended.Posted on Marysia ManningTrustindex verifies that the original source of the review is Google. Very smooth process and extremely helpful staff. Quick and efficientPosted on Roger BowringTrustindex verifies that the original source of the review is Google. Fantastic service and the very helpfulPosted on Martyn WatkinsTrustindex verifies that the original source of the review is Google. Very good communication.Always got back to queries promptly.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
ADVERSE BROKER WINNER
Whether you’re buying your dream home, looking to remortgage, or need expert advice on protection, our dedicated team is here to support you every step of the way.
Why Choose Clever Mortgages?
- Extensive Access: Gain access to an extensive network of over 100 lenders and thousands of mortgage products. Our wide range ensures we can find the perfect solution tailored to your unique requirements. Even products not available to the general public.
- Expert Guidance: No matter your financial background, our team of experts is equipped to assist you. Our team of mortgage brokers specialise in all kinds of mortgages, from prime mortgages to people with poor credit or complex financial situations find suitable mortgage solutions.
- Agreement in Principle: Secure your Agreement in Principle with us before house hunting. This not only provides clarity on your borrowing capacity but also strengthens your offer to sellers, increasing your chances of success.
- Competitive Rates: Despite challenges, we’ve successfully arranged over £400m in mortgages at competitive rates. Even if you’ve been turned away by high street lenders, we’ll work tirelessly to find the best deal for you.
- Flexible Communication: We will work around you for calls and emails, we also have a flexible mortgage portal for you to work in your own time.
- Nationwide coverage: Our Mortgage brokers cover the whole of the UK.
Why Work with a Mortgage Broker?
- Market Expertise: Tap into our wealth of experience navigating the mortgage market. Our expert knowledge ensures you get access to the best deals available.
- Exclusive Offers: Benefit from exclusive deals from lenders that may not be accessible through direct channels. We have access to offers that could save you money in the long run.
- Simplified Process: We streamline the application process by managing submissions across multiple lenders, saving you time and effort. Our goal is to make the process as smooth as possible for you and hopefully only one application.
- Personalised Advice: Receive tailored advice on improving your mortgage eligibility and exploring alternative options, such as joint mortgages, purchase schemes, self-employed. We’re here to help you find the best solution for your specific situation.
- Regulatory Compliance: Rest assured; we operate under the regulations set by the Financial Conduct Authority (FCA). Your interests and security are our top priorities.
Our Mortgage Broker Services:

Comprehensive Coverage
With access to over 1000 mortgage options from 100+ lenders, we ensure you find the perfect fit for your needs.

End-to-End Support
From application paperwork to liaising with lenders and solicitors, we handle the entire process, keeping you informed at every stage.

Additional Assistance
In addition to mortgage services, we also offer support with legal work, property surveys, and comprehensive reports to facilitate informed decision-making.
Why Choose Clever Mortgages?
- Transparent Fees: We believe in transparency and provide clear information about any applicable fees, ensuring you have a complete understanding of the costs involved.
- Top-Rated Service: Our commitment to excellence is reflected in our five-star ratings from independent reviews. You can trust us to deliver exceptional service and results.
- Tailored Solutions: We understand that every client is unique, and we tailor our approach to meet your specific needs and preferences.
- Award winning: We are an award winning mortgage broker.
Final Thoughts:
Navigating the mortgage landscape can be daunting, but with Clever Mortgages as your trusted mortgage broker, you can proceed with confidence. Let us simplify the process and guide you towards securing the ideal mortgage for your needs. Get in touch with us today to take the first step towards your homeownership journey.