Clever Mortgages is now part of Oak Mortgages Limited.
Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.
👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.
EXCELLENT Based on 77 reviews Posted on Google graham draperTrustindex verifies that the original source of the review is Google. Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.Posted on Google AntTrustindex verifies that the original source of the review is Google. Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!Posted on Google Alannah McNaughtonTrustindex verifies that the original source of the review is Google. Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her 🙂Posted on Google DanielaDany ZavalicheTrustindex verifies that the original source of the review is Google. They are a very good and friendly team. I am very proud of them. Well done!Posted on Google Laura RedmondTrustindex verifies that the original source of the review is Google. Sarah from Oak Mortgages was incredible throughout my journey as a first time buyer. She was always very clear and precise when explaining the process at the different stages throughout. No question, email or call was never not welcomed. She was always at the end of the phone or email to reply to any queries I had. The rest of the team were also great to send an email to update or communicate anything needed too. I would highly recommend Oak Mortgages to anyone who is a first time buyer or buying again. The professionalism, communication and support they give is incredible. It made me buying my first home a pleasant experience overall.Posted on Google maddie ryanTrustindex verifies that the original source of the review is Google. We had an excellent experience with Sarah and her team throughout our mortgage and house purchase. From start to finish, Sarah was professional, knowledgeable, and always happy to answer any questions we had, making what could have been a stressful process feel much easier. Her team were equally fantastic, keeping us updated every step of the way, responding quickly to emails, and ensuring everything progressed as smoothly as possible. We always felt supported and well informed. We can’t thank Sarah and her team enough for helping us buy our first home. We would highly recommend them to anyone looking for a friendly, reliable, and professional mortgage advisor.Posted on Google Esme AliceTrustindex verifies that the original source of the review is Google. Abby was amazing from the very first phone call we had! As a single mum, trying to get a mortgage felt like an impossible task at times which was not helped by the previous company I went with not giving me the correct info and my mortgage in principle falling through at the last minute because of their own mistake! I found Oak mortgages while doing a desperate search and I am so glad I did! Abby had to deal with some very stressed phone calls when things felt like they weren’t going right and she gave lots of advice and help all the way through. Simone and Ashleigh were also amazing and responded to anything I needed super quickly! Thank you!Posted on Google Daniel LowerTrustindex verifies that the original source of the review is Google. A lovely bunch of people to deal with found a deal I was happy with and supported me during the process taking time to answer questions needed and even liase with the mortgage brokers this is the second time I've used them and will do againPosted on Google Victoria ParkinsonTrustindex verifies that the original source of the review is Google. Really helpful and supported me through a tricky remortgageVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Ready to start your process?
Enquire about a mortgage with our affordability form. No imprint on your credit score.
Will not affect credit score
Are you ready to get a mortgage?
Whether you’re a first time buyer, looking to move home or looking for a better deal, we can help you find a mortgage that’s right for you.
There are lots of options available depending on your requirements when buying a property.
It also comes down to your personal situation. One lender might be right for one person, but not another. Our experts have lots of experience and will know the right lender and product to match you with.
So what are you waiting for, simply complete the form or call us on 0330 232 0285 for a free no obligation chat with one of our specialist brokers.
Complete our quick form above
Let us know a few details about the mortgage you require
A mortgage specialist will call
One of our brokers will call and get a few more details of your requirements
We search for your perfect mortgage
We will search the market for the best rates for your circumstances
A Decision in Principle is made
We will secure a DiP with a lender, if you approve we move forward with a full application.
Our specialists are here to help find the right mortgage for you!
You might have lots of questions if you are looking to apply for a mortgage.
The most common of these is a straight forward residential mortgage. But there are still lots of questions.
- Should I get a mortgage before I look for a house?
- How much should I borrow?
- How much deposit do I need?
- How long should I take the mortgage for?
- Should I go fixed, variable or tracker?
- What is LTV?
And most of all, what is involved in buying a house? Solicitors fee’s, mortgage fees, valuations, stamp duty, surveys…
It can seem a bit to much to think about. But don’t worry, the specialists at Clever Mortgages can explain this to you simply, and advise on the right product for your situation, which lender is best, who has the best rates. We will be with you every step of the way, even helping with solicitors and the application.
Simply use the callback form below and one of our brokers will call you back and go through your circumstances.
We're on a mission to save you money on your mortgage
- Over 100 lenders
- Personalised Advice Service
- 1000s of products and access to exclusive rates
- Tailored recommendations to your individual needs
- We do the application on your behalf
- Secure Online Portal for document upload
- We liaise with all parties on your behalf
- Helping you even where others have said no
- Excellent Reviews
Arrange a callback
We specialise in helping people find a mortgage and remortgage.
We require your details only once and we’ll know the best lenders for your circumstance and give you the best rates.
What should I do next?
There are many ways to contact us
Enquire online – our simple online form takes just a few minutes.
Give us a Call – our qualified advisers will assess what you are looking and do all the hard work for you searching the market – 0330 232 0285.
Ask for a callback – havent got time now? Ask us to call you back and a time / day convenient to yourself. Call me back.
LiveChat – message us here and tell us what you are looking for our agents are on hand to help.
Below are some of the lenders we work with














