covermy Insurance - Clever Mortgages

Free mortgage review

Did you know we could secure a remortgage/product transfer 6 months before your existing fixed rate ends

CoverMy are working with it’s sister company Clever Mortgages to offer our customers expert mortgage advice.

Clever Mortgages are experts in all types of mortgages, and can help you with purchases, remortgages and product transfers.

Why Mortgage Advice is crucial amid the cost-of-living crisis.

With the rate of inflation at a 30-year high and the expectation that it will climb higher in April. We are all finding that the escalating living costs, along with the recent Bank of England (BoE) interest rate rise from 0.5% to 0.75% and soaring energy prices are pushing our household budgets to the limit.

It has therefore, never been more important for all mortgage holders and potential borrowers to consider their mortgage and ensure they are getting the best deal possible. The increase in Bank of England interest rate will impact the interest rates on our household finances, particularly as lenders have already started increasing their fixed rate products.

But can I apply for my own mortgage or remortgage?

Mortgage Brokers have access to a wide range of mortgage lenders and a variety of products and can therefore help borrowers find the right deal for them and possibly save money with lower repayments.

While those on a fixed-rate mortgage are protected from changes in the base rate until their current deal expires, for those on a standard variable rate, the increase to the base rate means the cost of monthly mortgage repayments will almost certainly go up, placing further pressure on household income.

Simply let us know your fixed term end date and we will call you 6 months before, its quick and easy and could save you money each month!

With a free review why not see what you could borrow or save each month*

Why use a mortgage broker?

Find the right mortgage first time
Valuable knowledge, through years of experience helping customers
Some mortgages are only available through a broker
Help with the application process
Low / poor credit experts
Advice on all options available, such as help to buy, guarantor or shared ownership
We know not all mortgages are the same

Simply complete the form and we will contact you when the time is right

Recent Reviews

Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

      EXCELLENT  
   Based on 82 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   G S 
 
 
 
 Trustindex verifies that the original source of the review is Google. From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
  
 
      Posted on Google  
   
   DOBO and the Foodies 
 
 
 
 Trustindex verifies that the original source of the review is Google. Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
  
 
      Posted on Google  
   
   Caoimhe Clarke 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
  
 
      Posted on Google  
   
   Lisa Zuccotti 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
  
 
      Posted on Google  
   
   Reece Baird 
 
 
 
 Trustindex verifies that the original source of the review is Google. claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
  
 
      Posted on Google  
   
   graham draper 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
  
 
      Posted on Google  
   
   Ant 
 
 
 
 Trustindex verifies that the original source of the review is Google. Alex at Oak Mortgages has been an absolute life-saver. After being let down by a previous mortgage advisor who wanted me to take a massive risk with no guarantees, I contacted Oak Mortgages and was put in touch with Alex. Not only did he find me a mortgage with the exact same lender without having to take that risk, but he also got me accepted! His knowledge is top-notch, his communication is brilliant—he always picked up the phone and replied to emails super fast with regular updates. As a first-time buyer, Alex was hands-down the best part of the entire buying process. I am now happily settled in my new home, and I have Alex to thank for it. I will 100% be using Oak Mortgages again in the future (and hopefully Alex!). Thank you so much!
  
 
      Posted on Google  
   
   Alannah McNaughton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Abby Malcolm was fantastic. Work quickly to find me a great rate and explained everything I needed to know. Highly recommend her :)
  
 
      Posted on Google  
   
   DanielaDany Zavaliche 
 
 
 
 Trustindex verifies that the original source of the review is Google. They are a very good and friendly team. I am very proud of them. Well done!
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more